Disclaimer: This review was written on October 21, 2026, based on Tradeify FX’s official website, Help Center, Funded Trader Agreement, and publicly available trader feedback. Prices, trading rules, and payout policies may change, so verify the latest details with Tradeify FX before purchasing.
1. Tradeify FX Verdict: Score, Pros, Cons & Who It Fits
H2T Funding rates Tradeify FX 74/100. The firm stands out for flexible funding options, daily and on-demand payouts, and static drawdown on Classic accounts. However, strict payout rules and a limited FX payout history remain concerns.
1.1. Our Score
Pros & Cons Analysis
Pros
- MT5 available on desktop, web, and mobile
- 42 instruments across five asset classes
- Three account models: Daily, Classic, and Direct
- No daily loss limit on Daily accounts
- Overnight and weekend holding allowed
- Potential progression to the Live Program
- Optional 90% profit split upgrade
Cons
- Not available to US residents
- Limited independent FX payout history
- No account resets
- KYT check-ins may delay payouts
- News trading restrictions on funded and Live accounts
- Ultra-short-term scalping and HFT prohibited
- Trading commissions and variable spreads
1.2. Is Tradeify FX Legit? Trustpilot and Trader Reviews
Based on the public information reviewed, Tradeify FX appears to be a legitimate program, operated by Tradeify Ventures LTD. However, it launched in 2026, so its independent payout track record is still limited.
As of October 20, 2026, Tradeify FX has a 4.5/5 rating on Trustpilot, based on 89 reviews, with 85% giving five stars. Positive feedback highlights responsive support, smooth MT5 execution, and easy setup, while some traders report concerns about spreads, commissions, and giveaways.

Reddit discussions mostly concern Tradeify Futures, so they are not evidence of FX performance. Tradeify FX regularly shares payout certificates on X and Instagram. On October 18, 2026, the firm posted two payouts of $4,444 and $4,880.70, while another trader shared a $2,400 payout certificate on October 9.

1.3. Who Should and Should Not Choose Tradeify FX?
| Who Should Choose Tradeify FX? | Who Should Avoid Tradeify FX? |
|---|---|
| MT5 traders: Those trading forex, metals, indices, energy, and crypto CFDs. | Restricted-country residents: Traders from the US and 30 other restricted countries or regions. |
| Traders seeking flexible funding: Choose from 1-Step (Daily), 2-Step (Classic), or Instant (Direct). | MT4 or TradingView users: Only MT5 is supported. |
| Static drawdown traders: Classic offers a 10% static loss limit with no consistency rule. | HFT and ultra-short-term scalpers: These strategies are prohibited. |
| Traders seeking frequent payouts: Daily and on-demand withdrawals are available on eligible accounts. | News traders: High-impact news restrictions apply to funded and Live accounts. |
| Traders interested in Live progression: Eligible traders may qualify for the Live Program. | Traders seeking guaranteed funding or payouts: Live progression requires approval, and payouts are subject to compliance checks. |
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2. What Is Tradeify FX?
Tradeify FX is a forex and CFD prop trading program operated by Tradeify Ventures LTD, a company registered in Saint Lucia and led by founder and CEO Brett Simberkoff. Traders use simulated accounts rather than real trading capital but can earn real-money rewards from eligible profits, subject to the firm’s trading and payout rules.

Tradeify FX has different products and account rules from Tradeify Futures and Tradeify 247. However, it shares a fair-play ban system with Tradeify 247.
| Information | Details |
|---|---|
| Founded | 2026 (Tradeify FX launch) |
| Founder / CEO | Brett Simberkoff |
| Legal Entity | Tradeify Ventures LTD |
| HQ | Saint Lucia (registered jurisdiction) |
| Focus | Forex and CFD prop trading |
| Main Programs | Daily (1-Step), Classic (2-Step), Direct (Instant Funding) |
| Education | Help Center, FAQs, and trading rule guides |
| Funding Model | Simulated funded accounts with performance-based rewards |
3. Tradeify FX Trading Platform and Instruments
3.1. Does Tradeify FX Support MT5, MT4, or TradingView?
Tradeify FX uses MetaTrader 5 (MT5) on desktop, web, and mobile, with login credentials available in the Tradeify FX dashboard. MT4 and TradingView are not supported.

3.2. What Can You Trade on Tradeify FX?
Tradeify FX offers 42 trading instruments across five asset classes.
| Asset Class | Instruments | Maximum Leverage |
|---|---|---|
| Forex | 28 currency pairs | 1:100 |
| Metals | Gold and silver | 1:15 |
| Indices | 8 stock index CFDs | 1:30 |
| Energy | WTI and Brent crude oil | 1:10 |
| Crypto | Bitcoin and Ethereum CFDs | 1:3 |
4. Tradeify FX Account Types, Pricing and Trading Costs
4.1. Tradeify FX Account Types
Tradeify FX offers three account types: Daily, Classic, and Direct. They differ in evaluation requirements, drawdown limits, consistency rules, and payout schedules.

| Feature | Daily | Classic | Direct |
|---|---|---|---|
| Account model | 1-Step | 2-Step | Instant funding |
| Profit target | 10% | 5% / 10% | None |
| Daily loss limit | None | 3% | 3% |
| Maximum loss | 5% trailing | 10% static | 6% trailing |
| Consistency rule | 40% (evaluation only) | None | 20% (payout) |
| Payout frequency | Daily (3% cap) | Every 14 days | On demand |
| Payout conditions | 4% buffer, 1% new profit per cycle | First payout 14 days after first funded trade | Payout lock on first request |
Direct skips the evaluation, but its trading restrictions, 20% consistency rule, and payout conditions still apply.
4.2. Tradeify FX Account Prices
Tradeify FX charges a one-time account fee ranging from $55 to $999, with no monthly subscription or activation fee. Prices vary by account type and size. The table shows original prices and prices with a 50% discount using code H2T.
| Account Size | Daily (1-Step) | Classic (2-Step) | Direct (Instant) |
|---|---|---|---|
| $5K | – | $55 → $28 | $85 → $43 |
| $10K | $89 → $45 | $109 → $55 | $119 → $60 |
| $25K | $149 → $75 | $249 → $125 | $299 → $150 |
| $50K | $249 → $125 | $419 → $210 | $579 → $290 |
| $100K | $429 → $215 | $749 → $375 | $999 → $500 |
Last updated: October 21, 2026. Prices and discounts are subject to change. Please verify the final amount at checkout.
Format: original price → price with code H2T (50% off), rounded as shown at checkout. Confirm final totals at checkout.
Payment Methods: Tradeify FX accepts Visa, Mastercard, cryptocurrency, Apple Pay, and Google Pay for account purchases.
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Use code H2T when you pay to cut your challenge fee in half.
4.3. Tradeify FX Trading Fees and Commissions
Tradeify FX charges $3 per lot per side for forex, metals, and energy, 0.04% per side for crypto CFDs, and no commissions on indices. Variable spreads and overnight swap fees may also apply.
| Trading Cost | Fee |
|---|---|
| Forex, metals, and energy | $3 per lot, per side |
| Indices | No trading commission |
| Crypto (BTC and ETH) | 0.04% of trade value, per side |

Spreads are variable, and overnight swaps vary by instrument and direction (see MT5). For example, opening and closing a 1-lot forex position costs $6 in commissions, excluding spreads and swaps.
An optional upgrade raises the profit split from 80% to 90% for an additional 25% of the account’s original (base) price. For example, it adds $62.25 to a $50K Daily account (25% of $249). The add-on is available on all three plans, must be selected at checkout, and is non-refundable.
5. Tradeify FX Trading Rules and Restrictions
5.1. Drawdown, Consistency, and Inactivity Rules
- Daily: The loss floor trails the highest closed balance and stops rising at the starting balance.
- Classic: The loss floor stays fixed regardless of profits.
- Direct: The loss floor trails like Daily, then locks at the starting balance once it reaches that level or when the first payout is requested.

Example: On a $50K Daily account, the loss floor starts at $47,500. If closed profits lift the balance to $52,000, the floor rises to $49,500 and never moves down.
Although the trailing floor follows closed balance, Tradeify FX checks breaches against live equity, including unrealized losses, so an open trade can breach the account before it closes. The 3% daily loss limit on Classic and Direct resets at 22:00 UTC.
Consistency rules limit the best trading day to 40% of total realized profit (Daily, during evaluation) or 20% (Direct, when requesting a payout). Exceeding the percentage is not a breach; traders can keep trading until they meet the requirement.
Every account must place at least one trade in any 30 consecutive days. Tradeify FX sends a warning after 28 days and gives traders 48 hours to trade. Breached accounts are closed without resets, and remaining profits are forfeited.
5.2. What Trading Strategies Are Allowed or Prohibited?
| Trading Strategy | Status | Key Conditions |
|---|---|---|
| Discretionary scalping | Allowed | Genuine short-term trading; no fixed minimum holding time |
| Ultra-short-term/tick scalping | Prohibited | Strategies relying on extremely short holding times or tick-price exploitation |
| High-frequency trading (HFT) | Prohibited | Ultra-high-speed strategies exploiting execution systems |
| News trading | Conditional | Restricted around high-impact news on funded and Live accounts |
| Overnight/weekend holding | Allowed | Subject to account risk limits and market availability |
| Expert Advisors (EAs) | Conditional | Trade managers allowed; automated EAs must be self-developed |
| Copy trading | Conditional | Only between the trader’s own Tradeify FX accounts |
| VPN/VPS | Allowed | Cannot be used to hide account sharing or coordinated trading |
| Hedging | Conditional | Allowed within one account; prohibited across accounts |
| Martingale | Conditional | Must remain within risk limits and avoid abusive trading |
Other prohibited activities include latency arbitrage, server spamming, third-party account management, and coordinated trading between users.
News trading: Evaluation accounts can trade during news releases. On funded and Live accounts, traders cannot open, close, or modify affected positions or orders from 5 minutes before to 5 minutes after high-impact news.
Existing positions may stay open, but profits from trades triggered or closed in the window are deducted, while losses still count. Repeated violations may lead to account closure and a ban from Tradeify FX and Tradeify 247.
6. Tradeify FX Live Program
The Tradeify FX Live Program is a progression tier for eligible funded traders, offering higher profit splits, daily payouts, and different trading rules. It is not an account type that traders can purchase directly.
Traders become eligible after receiving five payouts from one funded account or five cumulative payouts across multiple accounts. Earlier transitions are possible based on performance and risk management, and meeting the requirement does not guarantee approval.
- Profit split: 90% from day one, potentially increasing to 95%.
- Maximum drawdown: 5% from the highest daily closing balance, with a permanent lock at the starting balance after the first payout request or 5% total profit.
- Forex leverage: 1:30, compared with 1:100 on standard accounts.
- Payouts: Daily, subject to a 1% withdrawal buffer.
Traders have 14 days to accept a Live invitation. Declining or not responding closes funded accounts (eligible rewards are paid), closes open evaluations without refunds, and blocks future purchases on Tradeify FX and Tradeify 247.
7. Tradeify FX Payout Rules and Profit Split
Tradeify FX offers an 80% standard profit split with a $100 minimum payout on all three plans. Schedules and eligibility requirements differ by plan (see the account table above).
7.1. Payout Schedule, Profit Split, and Withdrawal Limits
Daily: Traders can withdraw only profits above a 4% buffer, which must stay in the account, and each payout is capped at 3% of the initial account balance, before the profit split. From the second payout cycle onward, the account must earn at least 1% in new profit before another payout.
Example ($100K Daily): the first $4,000 of profit stays as the buffer. If the account earns $7,000, up to $3,000 can be withdrawn, and at an 80% split the trader receives $2,400.
Classic: Payouts open every 14 days, counted from the first trade on the funded account. There is no consistency rule or minimum number of profitable days.
Direct: Payouts are on demand once the 20% consistency requirement is met. The first payout request permanently locks the drawdown at the starting balance.
Daily accounts also offer a full biweekly payout option.
7.2. How Do You Request and Receive a Tradeify FX Payout?
Traders request payouts through the Tradeify FX dashboard once they meet the requirements.
1. Check eligibility: The account must be active, meet payout conditions, and have no open trades.
2. Complete verification: Finish KYC, enable two-factor authentication (2FA), and complete any required trader check-in.
3. Submit and receive: Choose a payout method and amount; once approved, funds are sent through the selected provider.
- Rise: Bank transfers in supported countries and payments through supported digital assets.
- Confirmo: Cryptocurrency payouts in USDC via the Ethereum (ERC-20) network.
Tradeify FX advertises payout processing within 24 hours for eligible requests, excluding weekends and subject to verification. Processing time is not the same as when funds reach your bank account or crypto wallet. Only one payout request can be open per account. Compliance reviews or KYT check-ins may delay payment, and accounts that breach trading rules lose eligibility for unpaid rewards.
8. KYT Check-ins and Fair Play Policy
Tradeify FX requires selected traders to complete a Know Your Trader (KYT) check-in to verify their trading knowledge and independent account management. Check-ins may occur during evaluation, before funded account activation, or in the Live Program. A check-in request does not necessarily indicate a rule violation.
Check-ins use two formats: an AI-guided session (questions about strategy and trading history, reviewed by a human risk team member who makes any account decisions) or a live video call with a risk team member.
Traders must complete the check-in themselves and be able to explain their strategy, risk management, and reasons for specific trades. Those using self-developed automated EAs may also need to explain how their systems work or provide source files.
Traders have 30 days to complete a requested check-in. Payouts are paused and funded account activation is delayed until it is complete, while active accounts can keep trading under normal rules. If the check-in is not completed within 30 days, Tradeify FX may close the account and remaining profits are forfeited.
Tradeify FX also enforces a fair-play policy that prohibits group trading, hedging across accounts, and repeatedly purchasing new accounts after taking excessive risks to pass an evaluation.
Under the Funded Trader Agreement, Tradeify FX and Tradeify 247 are “Group Brands.” Confirmed fair-play violations result in account closure, forfeiture of remaining profits, and a permanent ban from both Tradeify FX and Tradeify 247. Tradeify Futures accounts are not affected.
9. Tradeify FX vs Tradeify Futures vs Tradeify 247
Tradeify offers three distinct trading programs: Tradeify FX, Tradeify Futures, and Tradeify 247. They differ mainly in tradable markets, platforms, account structures, and trading hours.
| Feature | Tradeify FX | Tradeify Futures | Tradeify 247 |
|---|---|---|---|
| Main markets | Forex and CFDs | Exchange-traded futures | Crypto perpetuals and tokenized assets |
| Account types | Daily, Classic, Direct | Growth, Select, Lightning | Instant, 1-Step, 2-Step |
| Evaluation options | 1-Step and 2-Step | Evaluation programs | 1-Step and 2-Step |
| Instant funding | Direct | Lightning | Instant |
| Trading platforms | MetaTrader 5 | Tradovate, NinjaTrader, WealthCharts, Rithmic and supported integrations | DXTrade, MetaTrader 5 |
| Drawdown | Static or trailing, depending on plan | Primarily EOD trailing | Static for evaluations; trailing for Instant |
| Payout frequency | Daily, biweekly, or on-demand, depending on plan | Daily or every 5 days, depending on plan | Daily or on-demand, depending on plan |
| Weekend trading | Subject to instrument market hours | Generally unavailable while futures markets are closed | Available 24/7 on supported markets |
| US traders | Restricted | Allowed | Allowed |
Which to choose: Tradeify FX suits forex and CFD traders on MT5, Tradeify Futures suits exchange-traded futures traders (especially US index futures on Tradovate or NinjaTrader), and Tradeify 247 suits crypto perpetuals and round-the-clock markets.
10. Tradeify FX Alternatives
| Prop Firm | Primary Platforms | Max Account Size | Evaluation Steps | Profit Split | Key Benefit |
|---|---|---|---|---|---|
| Tradeify FX | MT5 | $100K | 1-Step, 2-Step, Instant | 80%–90% | Daily and on-demand payout options |
| FXIFY | MT5, DXtrade, TradingView | $400K | 1-Step, 2-Step, 3-Step, Instant | Up to 100% | Multiple evaluation models and larger account sizes |
| Funded Trading Plus | MT5, Match-Trader | $200K | 1-Step, 2-Step, Instant, Activation | Up to 100% | Activation Accounts start at $4 |
| Goat Funded Trader | MT5, cTrader, Match-Trader, TradeLocker | $400K | 1-Step, 2-Step, Instant | Up to 100% | Wide platform selection and account models |
Maximum account sizes, platforms, and profit splits vary by program. Higher profit splits may require eligible plans or paid add-ons. Funded Trading Plus Activation Accounts require an additional payment after passing.
Compare the latest prop firm discounts, promo codes, and special offers on the H2T Funding Offers page to find an option that fits your trading needs and budget.
11. FAQs about Tradeify FX
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Daily accounts cap each payout at 3% of the initial account balance, with a $100 minimum withdrawal. For example, a $50K Daily account has a $1,500 cap per request. Classic and Direct payouts follow their own conditions (see Payout Rules above).
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Tradeify FX restricts residents of 31 countries and regions: Afghanistan, Belarus, Belgium, Burma (Myanmar), Cambodia, Central African Republic, Crimea, Cuba, Democratic Republic of Congo, Eritrea, Ethiopia, Haiti, Iran, Iraq, Israel, Lebanon, Libya, Morocco, Nicaragua, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Taiwan, the United States, Venezuela, Vietnam, Yemen, and Zimbabwe. Restrictions are based on permanent residency, not citizenship or travel location.
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Log in through the official Tradeify FX website at tradeifyfx.co. The dashboard (app.tradeifyfx.co) shows account information and your MT5 credentials, which are separate from your dashboard login. Use them to connect to the assigned server in MetaTrader 5.
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Yes, but these are separate services. Crypto CFDs let traders speculate on price movements without owning the coins, while USDC is a payout option for eligible rewards, subject to verification.
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Start by understanding your plan’s profit target, drawdown calculation, and consistency requirements. Set a maximum risk per trade, account for spreads and commissions, practice on MT5, and avoid prohibited strategies.
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Not necessarily. One-step challenges have fewer stages but may have tighter drawdown rules: Tradeify FX Daily uses a trailing drawdown, while Classic has two phases and a static drawdown. See our best one-step challenge prop firms guide for a broader comparison.
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Passing does not automatically mean immediate funded-account access. Tradeify FX may require an account review, KYC, 2FA, a KYT check-in, and acceptance of the applicable agreement before activation.
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First, confirm that your country is eligible. Then choose a plan and account size, review the rules, purchase only through the official Tradeify FX checkout, complete any required verification, and use your issued MT5 credentials.
12. Final Verdict: Is Tradeify FX Worth Considering?
Tradeify FX is worth considering for eligible MT5 traders who want flexible evaluation models, drawdown rules, and payout options through Daily, Classic, and Direct accounts. However, restrictions in 31 countries, trading rules, KYT requirements, and a limited independently verified payout history remain important considerations.
Experienced traders comfortable with these conditions may fit best; beginners or those wanting a longer payout track record may prefer alternatives. Explore more firms in our prop firm reviews and best prop firms guides.
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