FXIFY Review

FXIFY review examines a UK-based prop firm that stands out by offering profit splits up to 90% and account scaling up to $4 million. Since its 2023 launch, they have attracted funded traders by providing flexible evaluation phases without heavy strategy restrictions.

Backed by a solid 4.4 Trustpilot rating from over 6,000 users (as of June 2026), evaluating real trader feedback is essential to see if their trading setup suits your risk management. Based on practical market experience, H2T Funding will analyze these actual market conditions to help you make an objective and informed funding decision.

1. Our take on FXIFY

FXIFY appears to stand out for its broker-backed structure through FXPIG, which gives the firm access to raw pricing and an institutional-style trading environment. In practice, this may support competitive spreads and efficient execution, especially compared with some synthetic broker setups. 

That said, trading conditions can still vary depending on market liquidity, volatility, and the instrument being traded, so it is best viewed as a strong structural advantage rather than a guaranteed performance edge.

What we appreciate most is their permissive standard evaluation guidelines, which allow for weekend holding, news trading, and automated EA execution. However, we must caution traders that their instant funding and lightning programs are highly restrictive, completely banning automated systems while enforcing strict news blackout periods.

2. FXIFY programs

FXIFY offers 8 distinct funding programs. Each program targets a different trading profile: from disciplined traders who want a two-step verification process to confident traders who want capital without any evaluation. The table below maps the key structural differences across all 5 before the individual breakdowns.

Program	Profit Target	Max Account	Drawdown Type	Best For
One Phase	10%	$400K	Trailing	Experienced, single-pass traders
Two-Phase Classic	5% + 5%	$100K	Static	Consistent, risk-managed traders
Two-Phase Standard	10% + 5%	$400K	Trailing	Traders wanting higher capital
Two Phase Pro	4% + 4%	$250K	Static	100% profit split seekers
Three Phase	5% + 5% + 5%	$400K	Static	Beginner-friendly, low drawdown
Instant Funding Std	None	$100K	Trailing	No evaluation, fast capital
Instant Funding Lite	None	$50K	Trailing	Budget instant access
Lightning (1-step)	5%	$100K	Trailing	Speed-focused, 5-day window

Let’s break down these options to help you find the best fit for your trading strategy. 

2.1. One Phase account

The One Phase evaluation is built for experienced traders who want to reach funded status quickly through a single assessment. You only need to hit a 10% profit target, but this model requires consistent discipline due to the strict 3% daily loss limit.

This program offers unlimited maximum trading days with up to 50:1 leverage, giving you the flexibility to trade without time pressure. Furthermore, Expert Advisors (EAs), weekend holding, and news trading are fully permitted across supported platforms like MT5, DXTrade, or TradingView.

The maximum trailing drawdown is set at 6%, which trails your closed balance until you reach 6% profit, after which it locks at your initial starting balance.

Account Size	Profit Target (10%)	Daily Loss Limit (3%)	Max Trailing Drawdown (6%)	Challenge Fee
$5,000	$500	$150	$300	$59
$10,000	$1,000	$300	$600	$89
$15,000	$1,500	$450	$900	$119
$25,000	$2,500	$750	$1,500	$199
$50,000	$5,000	$1,500	$3,000	$379
$100,000	$10,000	$3,000	$6,000	$549
$200,000	$20,000	$6,000	$12,000	$1,049
$400,000	$40,000	$12,000	$24,000	$2,950

2.2. Two-Phase account

The Two-Phase program has 3 subtypes of accounts: Classic (Static), Standard (Trailing), and Pro (Static), with an unlimited maximum number of trading days to complete the challenge. This program is suitable for traders who prefer a structured evaluation to prove their consistency over time. 

Furthermore, all models fully support Expert Advisors (EAs), news trading, and holding positions over the weekend on MT5, DXTrade, or TradingView. While the core rules are similar, the drawdown mechanics and target metrics vary significantly. 

Feature	Classic	Standard	Pro
Account Size Range	$5,000 – $100,000	$5,000 – $400,000	$10,000 – $250,000
Phase 1 Profit Target	10%	10%	8%
Phase 2 Profit Target	5%	5%	4%
Daily Loss Limit	4%	4%	4%
Max Drawdown Limit	10% (Static)	10% (Trailing)	8% (Static)
Maximum Leverage	Up to 30:1	Up to 50:1	Up to 30:1
Minimum Trading Days	4 days	5 days	3 days
Performance Split	Up to 100%	Up to 90%	80%
Payout Frequency	14 or 30 Days	14 or 30 Days (On Demand: Yes)	Every 10 Days
Special Rules	25% Consistency Rule (Funded stage)	Drawdown locks upon payout	Max Gains Per Day limit
Challenge Fee	$59 – $549	$59 – $2,950	$129 – $1,350

Based on practical market experience, choosing the right model depends entirely on your personal forex strategies and risk tolerance. Here is a quick guide to help you match the account type with your trading style:

• Choose the Classic Account if: You prefer trading with a static drawdown and aim for maximum profit retention (up to 100% split). This suits disciplined swing traders who can comfortably maintain the 25% consistency rule once funded.
• Choose the Standard Account if: You need higher leverage (50:1) and the largest capital ceiling ($400,000). While the trailing drawdown requires tighter trade management, the ability to request payouts on demand is a massive advantage for active traders.
• Choose the Pro Account if: Your priority is lower profit targets to pass the evaluation faster. With only 8% and 4% targets and a quick 10-day payout frequency, this model is ideal for consistent scalpers who strictly control their daily losses.

2.3. Three-Phase account

The Three-Phase evaluation is a structured program designed for cautious traders, requiring you to hit a consistent 5% profit target across three separate stages. It enforces a very tight risk environment by pairing this goal with a fixed 5% maximum static drawdown and a 5% daily loss limit.

Because the profit and loss parameters are exactly equal, this model strongly tests your ability to maintain a strict 1:1 risk-to-reward ratio over time. To support this disciplined approach, you are given unlimited maximum trading days, removing the urge to rush your market analysis or overtrade.

Similar to other funding models, participants can utilize leverage up to 50:1 on reliable platforms like MT5, DXTrade, or TradingView. You also retain complete freedom to execute your forex strategies by running Expert Advisors, trading fundamental news, and holding positions over the weekend.

Account Size	Profit Target (5% each phase)	Daily Loss Limit (5% each phase)	Max Static Drawdown (5% each phase)	Challenge Fee
$5,000	$250	$250	$250	$39
$10,000	$500	$500	$500	$59
$15,000	$750	$750	$750	$79
$25,000	$1,250	$1,250	$1,250	$149
$50,000	$2,500	$2,500	$2,500	$249
$100,000	$5,000	$5,000	$5,000	$399
$200,000	$10,000	$10,000	$10,000	$799
$400,000	$20,000	$20,000	$20,000	$1,599

2.4. Instant Funding account

The Instant Funding program is a zero-step model that bypasses the evaluation phase, allowing you to trade with live capital and earn real profits from day one. It is specifically designed for proven traders who want immediate market access without chasing arbitrary profit targets.

Across both the Standard and Lite tiers, traders receive up to 90% performance splits and leverage up to 50:1. However, because the prop firm takes on direct financial risk, this model strictly prohibits Expert Advisors (EAs), weekend holding, and news trading.

Feature	Standard	Lite
Account Size Range	$1,000 – $100,000	$2,500 – $50,000
Daily Loss Limit	8%	3%
Max Trailing Drawdown	8%	4%
Minimum Trading Days	N/A (0 days)	5 days
Consistency Rule	N/A	20%
Payout Frequency	Standard payout terms	Every 10 days (Min withdrawal: $50)
Refundable Fee	No	No
Challenge Fee	$69 – $4,249	$19 – $289

Based on our practical review of these conditions, choosing the right instant model depends heavily on how much breathing room your trading style requires:

• Choose the Standard tier if: You need wider drawdown limits (8%) to accommodate volatile market swings. With no minimum trading days and no consistency rule, it offers a highly flexible environment for aggressive day traders.
• Choose the Lite tier if: You are a highly consistent trader who operates with tight stop losses and minimal daily drawdowns. While the 4% trailing limit is strict, the 20% consistency rule rewards disciplined execution and offers faster 10-day payouts at a lower entry cost.

2.5. Lightning account

The Lightning program is a high-speed, 1-step evaluation designed for rapid funding within a strict five-day maximum time limit. You only need to achieve a 5% profit target, making it ideal for aggressive manual traders who execute setups with precision.

This model enforces strict capital protection by requiring a mandatory stop loss on every single trade you place. Furthermore, participants must carefully navigate a tight 3% daily loss limit and a 4% maximum trailing drawdown to pass the assessment.

To maintain fair execution standards, the firm strictly prohibits automated EAs and news trading under this specific program. However, you still have the flexibility to hold positions over the weekend and utilize up to 30:1 leverage to maximize market opportunities. Success in this model also requires adhering to a 30% consistency rule across a minimum of three trading days. 

Account Size	Profit Target (5%)	Daily Loss Limit (3%)	Max Trailing Drawdown (4%)	Challenge Fee
$10,000	$500	$300	$400	$59
$25,000	$1,250	$750	$1,000	$149
$50,000	$2,500	$1,500	$2,000	$249
$100,000	$5,000	$3,000	$4,000	$399

Our take on FXIFY Programs

According to the published information on their website, the Two-Phase Standard is arguably the most accessible challenge to pass. It offers a combination of a high 50:1 margin capacity with unlimited trading days, letting you hit the targets without time pressure.

Conversely, the Lightning program is structurally the most difficult assessment to complete due to its severe time limits. Forcing you to secure a 5% gain within just five days, alongside a mandatory stop loss and a strict 3% daily loss limit, creates a highly restrictive environment.

When looking at long-term profitability, certain setups hold significantly more value once you reach the funded stage:

• Maximum profit retention: The Two-Phase Classic delivers an attractive performance split of up to 100%, maximizing your payout value if you can successfully manage the static limit.
• Flexible liquidity: The Two-Phase Standard provides immense value through its on-demand withdrawal system and massive $400,000 capital ceiling, ensuring steady cash flow for active traders.
• Immediate market access: The Instant Funding model bypasses evaluations entirely to offer direct capital generation from day one, though it demands flawless loss control to survive.

Securing consistent withdrawals in the forex market requires a deep understanding of your own strategic strengths and weaknesses. You must carefully align the prop firm’s specific metric requirements with your personal risk management protocols.

3. FXIFY trading rules: Allowed and restricted strategies

To maintain a fair market environment, FXIFY enforces strict trading parameters where violations result in immediate account termination or voided profits. The H2T Funding team strongly recommends reviewing the specific constraints of your chosen funding tier before executing any positions. Properly aligning your technical analysis with these limitations ensures your forex strategies remain compliant and sustainable over time.

Strategy / Rule	One Phase	Two Phase	Three Phase	Instant Funding Std	Instant Funding Lite	Lightning
Expert Advisors (EA)	Yes	Yes	Yes	No	No	No
Hold Over Weekend	Yes	Yes	Yes	No	No	Yes
News Trading	Yes	Yes	Yes	No (Blackout period)	No (Blackout period)	No (Blackout period)
Mandatory Stop-Loss	Not required	Not required	Not required	Not required	Not required	Required on every trade
Consistency Rule	None	25% when funded (Classic) / None (Std & Pro)	None	None	20%	30%
Drawdown Type	Trailing	Static / Trailing / Static	Static	Trailing	Trailing	Trailing
Copy Trading	Yes	Yes (Except Pro model)	Yes	No	No	No
Account/IP Sharing	No	No	No	No	No	No

Beyond the account-specific metrics above, FXIFY actively monitors all funded traders for manipulative behaviors. Engaging in any of the following forbidden trading practices will lead to immediate service termination across the entire platform:

• High-Frequency Trading (HFT): Utilizing advanced algorithms to execute massive trade volumes in fractions of a second is banned due to market manipulation.
• Account Management & Sharing: All trading activity must be conducted solely by the registered individual. “Pass your challenge” services are strictly prohibited.
• Hedging Exploits: Both Reverse Hedging (offsetting risk across your own multiple accounts) and Group Hedging (coordinating opposing trades with other users) are forbidden.
• Latency & Statistical Arbitrage: Exploiting delayed data feeds, platform glitches, or deploying massive high-risk trades to offset past losses is not tolerated.
• Herd Trading & Collusion: Blindly copying trades from a large group or coordinating directional trades with other users violates the independent trading rule.
• Gambling & Poor Money Management: YOLO strategies, revenge trading, and High Leverage News Trading (HLNT) without clear risk management protocols are banned.
• Order Book Spamming: Flooding the system with fake, unexecuted orders to artificially distort market supply and demand.

To secure your payouts and pass the evaluation challenges safely, you must demonstrate genuine trading skills with strict risk management. The firm is actively looking for consistent traders, not those relying on technological exploits or emotional gambling.

Verdict on FXIFY trading rules

While their standard evaluation phases offer immense flexibility for algorithmic and swing traders, the instant capital models heavily restrict automated setups. This dual structure clearly favors traders who prioritize consistent risk control over quick, exploitative market gains.

The complete ban on high-frequency trading, latency arbitrage, and account management effectively protects the firm’s liquidity pool. However, the mandatory stop-loss and strict blackout periods during high-impact news on the Lightning and Instant tiers can frustrate aggressive scalpers. If your forex strategy relies heavily on sudden market volatility, these specific constraints could lead to unexpected breaches.

4. FXIFY payout rules

All FXIFY-funded traders must accumulate at least $50 in profit before becoming eligible to request a withdrawal. Depending on the selected funded program, payout schedules range from on-demand withdrawals to fixed bi-weekly cycles. Additionally, your initial assessment fee and any purchased add-ons are 100% refunded alongside your first successful withdrawal. 

Payouts are primarily processed through Rise, which requires traders to verify their account using the same email address associated with their FXIFY profile. For traders located in regions where Rise is unavailable, including Iowa, Minnesota, South Carolina, Puerto Rico, Guam, and the U.S. Virgin Islands, FXIFY provides bank wire transfers as an alternative payout method.

4.1. FXIFY payout frequencies

To prevent any confusion, you must track the exact payout timelines associated with your specific program type:

• One Phase, Two-Phase Trailing, and Three-Phase: Your first withdrawal is available on demand on your very first profitable day. Subsequent withdrawals are processed monthly or bi-weekly if you purchase the 14-day payout add-on at checkout.
• Two-Phase Pro: The first payout is available 10 calendar days after your first trade, requiring at least three profitable days (minimum 0.5% gain per day). Note that your first two withdrawals are capped at 5% of your initial balance (or $8,000 for $200k/$250k accounts), with excess profits removed.
• Instant Funding (Standard & Lite): The first payout can be requested 14 days after your first trade is placed. All subsequent payouts are strictly processed on a bi-weekly (14-day) cycle.
• Lightning Account: Your first withdrawal is available after seven days on the funded stage, transitioning to a bi-weekly schedule thereafter. You must meet a minimum of three active trading days and remain within the 30% consistency rule to qualify.

4.2. Withdrawal processing time

FXIFY reviews payout requests Monday through Friday between 9:00 AM and 9:00 PM GMT. Requests submitted outside business hours or during weekends are reviewed on the next business day.

In most reported cases, withdrawals are completed within three business days, provided that:

• The FXIFY account is fully verified
• The Rise account is verified
• The Rise account uses the same email address as the FXIFY account

Processing times may occasionally be extended due to public holidays or additional verification requirements.

Verdict on Payout Security: FXIFY Performance Protect

If you are concerned about losing hard-earned gains due to a sudden market event, the FXIFY Performance Protect add-on is a valuable feature. Available at checkout for an additional 15% of your assessment fee, this unique option safeguards your profits in the event of a drawdown breach.

Under normal rules, a breach instantly closes your account and forfeits all accumulated gains. With Performance Protect, if your daily or maximum drawdown is breached, you can still request a payout of your remaining profits based on your agreed performance split.

5. FXIFY scaling plan

The FXIFY scaling plan enables profitable traders to grow their capital up to a maximum of $4 million over 12 months. This growth opportunity is exclusively available for the One-Phase, Two-Phase (Classic & Standard), and Three-Phase programs, while the Pro, Instant Funding, and Lightning plans are entirely ineligible for scaling.

To qualify and progress through the compounding program, you must meet the following strict performance criteria:

• First Scale-Up: Achieve a 10% net profit within your first three months, with at least two of those months ending in profit, to increase your account balance by 25%.
• Future Scale-Ups: Every three months thereafter, you can double your active account size by maintaining a 10% return with at least two out of three profitable months.
• Maximum Cap: This compounding progression can be executed up to four times in total, allowing you to scale up to the maximum limit of $4 million.

For example, a funded trader starting with a standard $400,000 account would progress through the scaling stages as follows:

• Month 3 (First Scale-up): Balance increases by 25% to $500,000.
• Month 6 (Second Scale-up): Balance doubles to $1,000,000.
• Month 9 (Third Scale-up): Balance doubles to $2,000,000.
• Month 12 (Fourth Scale-up): Balance doubles to the final limit of $4,000,000.

Verdict on FXIFY scaling plan

Evaluating the published rules, the FXIFY scaling plan is appealing in theory, but statistically extremely difficult to achieve for retail traders. While the firm has officially processed over $40 million in total payouts, there are currently no verified public records of any individual trader successfully scaling an account to the maximum $4 million limit.

The primary obstacle is the strict compounding requirement, which forces you to maintain a 10% net profit quarterly for a full year without experiencing a single drawdown breach. Historically, the firm’s largest single processed payout stands at $117,000, indicating that successful participants heavily prioritize withdrawing their profits rather than compounding them.

6. FXIFY instruments and trading conditions

FXIFY operates through the institutional-grade liquidity provider FXPIG, offering raw spreads close to zero and customizable leverage up to 50:1. While they support a wide array of Forex, Metals, Indices, and Stock CFDs, cryptocurrency trading is completely restricted on the Pro, Lite, and Lightning plans.

Traders can select between two account feeds at checkout depending on their trading styles: the Commission-Free All-In Feed (except Stock CFDs at 0.35% RT) or the Raw Feed, which offers near-zero spreads with a flat commission of $6 per round-turn lot for Forex, Metals, and Indices.

Account leverage is strictly structured to prevent traders from breaching their daily risk limits, with distinct rules across different program designs:

• Standard & Pro Challenges: Offer default leverage of 30:1 for Forex and Gold (customizable to 50:1 at checkout), 10:1 for Indices, 5:1 for Oil, and 2:1 for Stocks.
• Instant Funding (Standard & Lite): Provide a fixed leverage of 50:1 for Forex, 20:1 for Commodities, 15:1 for Indices, and 2:1 for Stocks.
• Lightning Plan: Features 30:1 leverage for Forex and Gold, 10:1 for Commodities and Indices, 5:1 for USOil, and 2:1 for Stocks.
• Exotic Forex Pairs: Limited to a highly restricted fixed leverage of 1:6 on Standard/Lightning/Pro and 1:10 on Instant Funding accounts to manage high volatility risks.

Regarding overnight financing, FXIFY does not offer swap-free accounts at this time. This means all holding positions kept open past market rollover hours will incur standard positive or negative rollover fees based on the interest rate differentials of your traded pairs.

While the lack of swap-free options might be inconvenient for long-term swing traders or those requiring Islamic accounts, the firm maintains highly competitive overnight financing costs via its FXPIG feed. If you plan to hold trades overnight, you must factor in these rollover fees to avoid unexpected daily drawdown breaches.

Verdict on FXIFY instruments and trading conditions

FXIFY provides highly competitive spreads and execution speeds via FXPIG, but the absence of swap-free accounts poses a major challenge for Islamic traders and long-term swing traders who must absorb ongoing overnight rollover costs. 

However, if you are a day trader or scalper executing high-volume forex or gold positions during London and New York sessions, their near-zero raw spread feed offers outstanding market value.

7. FXIFY trading platform

FXIFY provides access to the industry’s most popular software, including MetaTrader 4, MetaTrader 5, DXtrade, and TradingView. However, due to licensing restrictions, clients based in the United States cannot access MetaTrader and are strictly limited to using DXtrade and TradingView.

To select the best interface for your charting needs, you must note the specific platform limits mapped to each program:

• Standard Challenges (1, 2, 3 Phase): Global traders can actively trade using MT4, MT5, and DXtrade.
• Two-Phase Pro & Instant Funding Lite: Offers broader platform support flexibility with MT5, DXtrade, and TradingView.
• Instant Funding (Standard): Limits traders to MT5 and DXtrade RAW accounts only.
• Lightning Plan: Exclusively locked to MT5 RAW with no external platform options allowed.

You can request a platform or price feed change (RAW to All-In) only if zero trades have been executed in your current phase. If trading has already commenced, you must wait until you pass the stage and request the swap before placing your first position in the next stage.

Verdict on FXIFY trading platforms

FXIFY’s platform lineup is exceptionally modern and versatile for the international trading community, especially with the seamless integration of TradingView. However, the strict blockade on MetaTrader for US residents represents a significant barrier for American traders heavily reliant on MT4 or MT5 indicators.

For non-US residents, we highly recommend selecting MT5 or TradingView RAW accounts to exploit FXPIG’s ultra-low-latency execution fully. For US clients, DXtrade serves as a highly functional web-based alternative, but you must prepare to adapt your custom scripts and automated strategies to its system.

8. FXIFY customer service and education

FXIFY provides structured assistance via 24/5 live chat, standard email support, and an extensive educational blog featuring over 39 pages of free trading courses and market guides. Operating directly out of their London headquarters, their support team guarantees human-only responses with absolutely no automated chatbots.

To contact their team or utilize their learning materials, you can access the following verified channels:

• 24/5 Live Chat: Open 24 hours a day from Monday to Friday, providing direct human responses to resolve immediate technical issues.
• Email Support (support@fxify.com): Monitored Monday through Friday from 9:00 AM to 6:00 PM BST, with weekend coverage between 10:00 AM and 7:00 PM (+3 GMT).
• Physical Headquarters: Registered at New Broad Street House, 35 New Broad Street, London, United Kingdom, EC2M 1NH.
• Resource Center: A vast educational library filled with weekly market previews, drawdown management guides, and psychological trading courses.

Verdict on FXIFY customer service and education

FXIFY’s client support is highly responsive and transparent, standing out in a prop firm industry often plagued by frustrating automated bot scripts. Having round-the-clock access to human agents provides a critical safety net when resolving complex payout or dashboard sync queries.

Furthermore, their educational resources deliver highly valuable, up-to-date market insights rather than just generic trading definitions. Their focus on teaching risk management during periods of high volatility shows a commitment to helping funded traders sustain their accounts.

9. Experienced trader feedback on FXIFY Trustpilot and FXIFY Reddit

As of June 22, 2026, FXIFY holds an Excellent 4.4-star rating on Trustpilot based on over 6,000 reviews, indicating strong overall satisfaction with its clean platform layout and customer support. 

On Trustpilot, a significant portion of negative reviews centers around payout denials triggered by strict identity verification checks. The firm regularly defends these actions by pointing out major discrepancies between registration details and submitted selfie documents, emphasizing its obligation to comply with strict anti-money laundering (AML) laws.

Other critical Trustpilot feedback focuses on accounts flagged for latency arbitrage or rule violations during the final compliance review. While traders often claim these violations are falsely attributed, the firm remains firm that neutralizing strategies that exploit feed delays are vital to maintaining platform integrity.

On Reddit, a detailed case study in the r/Daytrading community titled “1st Withdrawal with Fxify – Real Experience” confirms that while the payout process is completely legitimate, it is not instant. The trader documented that it took three days to receive their RISE invitation, followed by another two to three business days for the funds to clear.

Reddit users also heavily discuss the danger of the trailing drawdown locking at your starting balance after a payout. Experienced members warn that leaving a profit buffer in your account is absolutely mandatory, as withdrawing your full balance will tighten your drawdown limit to zero and automatically forfeit the funded capital.

Furthermore, some Reddit threads contain warnings from traders who had large payouts of up to $30,000 rejected for latency trading after weeks of manual execution. This underscores why you must strictly avoid any trading patterns that mimic algorithmic latency exploits, as compliance audits before large payouts are incredibly thorough.

10. How to sign up for FXIFY

To register and start a funded challenge on FXIFY, you must sign up via their client portal, configure your trading parameters, and complete your checkout payment. The entire onboarding process is fully automated, allowing you to access your credentials and start trading on your dashboard in just five simple steps.

Here is a quick overview of the essential steps required to launch your FXIFY trading journey:

• Step 1: Register a new account on fxify.com.
• Step 2: Navigate your personal Trader Dashboard.
• Step 3: Select and customize your preferred challenge program.
• Step 4: Review your order parameters and rules.
• Step 5: Finalize your payment to receive your live credentials.

10.1. Step 1: Register your account

First, navigate to the official website and click on “Get Funded” or “Login/Register” in the top navigation bar. Complete the sign-up form by inputting your full name, email address, password, phone number, and choosing your country. You must agree to the terms and verify that your details match your government ID to ensure smooth identity verification and payouts later.

10.2. Step 2: Access your trader dashboard

Once registered, sign in to be redirected to the secure client dashboard area. This centralized hub displays your profile completion status, active accounts, and contract agreements. To begin your evaluation, click on the “Start a New Challenge” button located in the sidebar or at the bottom of your screen.

10.3. Step 3: Choose and customize your evaluation plan

Under the challenge configuration page, select your desired evaluation product (such as One Phase, Two Phase, or Three Phase) and starting capital. Next, customize your setup by selecting your preferred charting software (TradingView or DXtrade) and price feed (Raw or All-In). 

You can also choose highly useful add-ons like 90% profit splits, bi-weekly payouts, or Performance Protect before filling in your billing address.

10.4. Step 4: Review your order details

Before moving to the payment page, the system will prompt you to carefully review your chosen parameters. This order summary lists your specific daily loss limits, maximum trailing drawdowns, active add-ons, and total costs. 

You must ensure that all billing information matches your personal name, as third-party payments are strictly prohibited and can cause account termination.

10.5. Step 5: Select your payment method and start trading

Finally, proceed to the checkout screen to complete your transaction. FXIFY supports multiple secure payment channels, including Credit/Debit cards via Checkout.com, PayPal, and Cryptocurrency via Confirmo. 

Once the payment is successfully processed, your trading credentials will be delivered immediately to your dashboard so you can begin executing your strategies.

11. FXIFY restricted countries

FXIFY does not establish trading accounts for residents of several restricted jurisdictions, including the United States, Vietnam, Russia, and North Korea, due to strict local regulatory laws. To verify if your specific region is supported before attempting to register, please check the comprehensive list of prohibited countries mapped out in the table below.

Afghanistan	Cuba	Iraq	North Korea	Syria
Algeria	Dem. Rep. of Congo	Ivory Coast	Palestine	United States
Belarus	Eritrea	Kenya	Papua New Guinea	Vanuatu
Burundi	Ghana	Liberia	Russia	Venezuela
Central African Rep.	Guinea	Libya	Somalia	Vietnam
Congo Republic	Guinea-Bissau	Myanmar	South Sudan	Yemen
Crimea	Iran	Nicaragua	Sudan	Zimbabwe

These geographical restrictions are tightly monitored during your KYC verification and cannot be bypassed using virtual private networks (VPNs) or false documentation. Furthermore, regardless of your location, all users must be 18 years or older to legally sign contracts and execute trades on their platforms.

12. Compare FXIFY vs other prop firms

Comparing FXIFY against industry giants like FTMO and The5ers reveals that FXIFY offers superior platform flexibility and higher profit splits of up to 100%. While FTMO remains the benchmark for regulatory safety, and The5ers offers the lowest entry costs, FXIFY represents one of the best overall values for traders wanting TradingView integration and customized payouts.

Feature / Metric	FXIFY (2-Step Standard)	FTMO (2-Step Standard)	The5ers (High Stakes 2-Step – New)
Phase 1 Profit Target	10%	10%	10%
Phase 2 Profit Target	5%	5%	5%
Max Daily Loss Limit	4%	5%	5%
Max Overall Drawdown	10%	10% (Static)	10% (Static)
Min Trading Days	5 days	4 days	3 days
Trading Period	Unlimited	Unlimited	Unlimited
Base Profit Split	80% – 90% (Up to 100% on Classic)	80% – 90%	80% – 100%
Available Platforms	MT4, MT5, DXtrade, TradingView	MT4, MT5, cTrader	MT5, cTrader, TradingView
Lowest Challenge Fee	$59 (for a $5,000 account)	€72 (for a $10,000 account)	$19 (for a $2,500 account)
Refundable Fee	Yes (100% + Purchased Add-ons)	Yes (100%)	Yes (100%)

To help you determine which firm matches your specific forex strategies, we have broken down the ideal trader profile for each platform based on its structural rules:

• Choose FXIFY if: You are an active day trader who requires TradingView charting, on-demand payouts, and up to 100% profit splits. It is also a suitable choice if you want all of your customized add-on costs fully refunded alongside your first successful withdrawal.
• Choose FTMO if: You prioritize maximum brand reputation, absolute execution safety, and a larger 5% daily drawdown buffer. It is highly suitable for professional swing traders who are comfortable using cTrader or standard MetaTrader applications.
• Choose The5ers if: You are a budget-conscious beginner who demands the absolute lowest upfront registration fees to practice. Their Bootcamp and High Stakes models allow you to test your risk management skills with incredibly low entry barriers.

13. Should I choose FXIFY?

Deciding whether to trade with FXIFY depends entirely on your personal strategy, geographical location, and capital needs. While they offer competitive platform diversity and direct broker backing for global traders, their strict operational rules might represent a dealbreaker for certain execution styles.

Here is why you should consider choosing FXIFY for your prop trading journey:

• You want to trade on TradingView or MT5 using FXPIG’s raw feeds to exploit near-zero spreads and prime liquidity.
• You want a 100% refund of your challenge fees and checkout add-ons upon completing your first successful withdrawal.
• You want to protect your hard-earned profits against accidental drawdown breaches using their innovative Performance Protect add-on.
• You require flexible standard challenges that allow Expert Advisors, news trading, and weekend holding without strict consistency traps.

Conversely, you should not choose FXIFY if your strategy conflicts with the following limitations:

• You are a US-based trader who strictly requires MetaTrader 4 or 5, as you are restricted to DXtrade and TradingView.
• You require swap-free accounts for Islamic principles or long-term swing strategies, as overnight financing fees are mandatory on all accounts.
• You rely on automated high-frequency trading (HFT) or latency arbitrage scripts, which are strictly banned and heavily audited during payouts.

14. Is FXIFY a legit prop firm? Is FXIFY regulated?

FXIFY is a completely legitimate, registered business, but it is not a regulated financial entity. Because proprietary trading firms utilize simulated demo accounts and do not act as deposit-taking brokerages, they do not fall under the direct oversight of major financial regulators like the FCA or ASIC.

Despite the lack of direct regulatory oversight, FXIFY stands out in the industry by being backed by FXPIG, a highly reputable and fully regulated brokerage. This partnership ensures that your demo executions are routed through real brokerage infrastructure rather than synthetic, manipulated price feeds.

The firm also strictly enforces international corporate compliance, requiring all traders to pass thorough Know Your Customer (KYC) and Anti-Money Laundering (AML) verifications before receiving payouts. However, because prop firms are unregulated, your trading accounts are not protected by standard investor compensation schemes in the event of firm insolvency.

15. FAQs

16. Conclusion

This FXIFY Review highlights a highly versatile, broker-backed prop firm that successfully bridges the gap between structured evaluation models and instant capital access. By partnering with FXPIG to offer raw spreads, profit splits up to 100%, and TradingView integration, they provide a professional environment for disciplined manual traders.

However, to secure consistent payouts, you must be prepared to navigate their strict trailing drawdown rules and consistency metrics across specific plans. Since long-term profitability relies on matching the rules with your style, always select an account size that fits your current capital preservation skills.

If you are still weighing your options, please explore our other comprehensive evaluations in H2T Funding’s prop firm review category. Comparing multiple funding rules and profit-sharing schedules is the safest way to ensure you select the perfect partner for your long-term trading career.