FXRK

The FXRK reviews then turn to its headline features: a $3M scaling plan, a 90% profit share, and no minimum trading days. These benefits can be appealing for traders looking to accelerate their growth, but regulatory warnings like this make it essential to assess whether the rewards outweigh the risks. 

That’s why H2T Funding looked deeper into its funding programs, trading rules, and real trader feedback before drawing any conclusions.

If you’re researching FXRK and feel intrigued by its offer, keep reading to see whether its aggressive growth potential truly outweighs the payout and trust concerns.

1. Our take on FXRK

FXRK presents itself as an ambitious prop firm with bold promises: a $3M scaling plan, profit splits up to 90%, and no minimum trading days. On paper, these features are beautiful for traders aiming to accelerate their capital growth. From my perspective, these conditions can feel liberating, especially for scalpers and high-frequency traders who usually get stuck with restrictions elsewhere.

However, real-world experience tempers the initial excitement. FXRK remains an unregulated firm, and in February 2025, Spain’s financial authority, CNMV, issued a formal warning against it. You can see this as a serious red flag: the opportunities are enticing, but the risks are equally elevated.

Looking at external feedback, 77% of traders gave FXRK a 5-star review on Trustpilot, praising its fast withdrawals and wide product range. However, 9% left 1-star ratings, and many of those negative reviews accuse the firm of being a scam or manipulating rules. Interestingly, FXRK appears proactive in damage control, as the company responds to 91% of negative reviews, typically within a week.

From my standpoint, this responsiveness shows that FXRK actively manages its online reputation. But replying to criticism is not the same as resolving structural concerns like regulatory oversight or transparency. It creates a mixed picture: strong customer engagement but underlying trust issues that cannot be ignored. Key features of FXRK

• Funding models: 1-Step, 2-Step challenges with no minimum trading days
• Scaling plan up to $3M for successful traders
• Profit split: 80% standard, up to 90% with Scale Plan
• Refundable fees & 10% cashback in FXRK Points
• Wide market coverage: 2,200+ tradable assets including forex, commodities, indices, stocks, and crypto
• Withdrawal processing in less than 8 hours (claimed)
• Ultra-tight spreads (from 0.06 pip on EUR/USD)
• Zero commissions on all trades

Who FXRK is best for:

• Traders seeking fast-track funding with no minimum trading days
• High-frequency or scalping traders who benefit from tight spreads & zero commissions
• Experienced traders are confident in maintaining consistent rules
• Those comfortable with higher risk in exchange for aggressive growth potential

Who FXRK is not ideal for:

• Traders who prioritize regulated prop firms for capital protection
• Beginners needing structured training or educational resources
• Traders are uncomfortable with consistency rules in challenge phases
• Those unwilling to pay Scale Plan fees for higher account tiers

Pros and cons of FXRK

Pros	Cons
Zero commissions on all trades	Unregulated status increases capital risk
Ultra-tight spreads (0.06 pip EUR/USD)	Warning issued by CNMV in Feb 2025
Up to 90% profit split with Scale Plan	$100k+ accounts require extra “Scale Plan” fees
<8-hour withdrawal processing (claimed)	No actual capital management for traders
2,200+ tradable assets	Strict consistency rules during challenges
Refundable fees + 10% cashback in FXRK Points	Minimal educational resources for beginners
No minimum trading days	Limited transparency on company operations
Scaling plan up to $3M	Address and contact details not disclosed

2. FXRK funding process & account types

FXRK’s funding journey is broken into three main stages: Challenge, Funded, and Scale, designed to test trader skill, reward consistent performance, and progressively increase capital allocation. While the entry path varies between One-step and Two-step challenges, the progression structure remains the same.

Funding Process Overview

Step	Stage	Description	Key Points
Step 1	Challenge	Prove your profitability with sound risk management to qualify for a funded account.	Pass a 1-step or 2-step evaluation Trade on MT4/MT5 Evaluation within 24 hours Up to $200k virtual capital
Step 2	Funded	Trade with the same capital size under live program rules, receive profit share payouts weekly.	80% profit split (90% via Scale Plan) 5 positive trading days (+0.25%) to withdraw Average payout processing <8 hours No profitability goal or time limit
Step 3	Scale	For consistent traders, accounts can be scaled up to $3M with higher profit splits and monthly income.	4 consecutive profitable months At least 10% total profit Monthly withdrawals required Fixed monthly payment up to $10,000

Overall, FXRK’s funding structure offers both opportunity and pressure, giving traders a clear path to scale while demanding strict consistency. It can be highly rewarding for disciplined, experienced traders who can handle the rules and risks. Keep reading to explore more details on how these programs actually work in practice.

2.1. One-step challenge

The One-step challenge is aimed at traders who want to fast-track their way to a funded account. It has a higher Profit Target (10%) but skips the second evaluation phase, making it possible to get funded in the shortest time.

Features	Requirement
Profit Target	10%
Max Daily Loss	3%
Max Total Loss	6%
Profit Split	80% / 90%
Payout Frequency	Weekly
Min Trading Days	0 Days
Time Limit	Unlimited
Trading Leverage	1:100
News Trading	Challenge
Closed-Market Holding	Challenge
Cashback	10%

2.2. Two-step challenge

The Two-step challenge spreads the evaluation process into two phases: Phase 1 with an 8% target and Phase 2 with a 5% target, allowing for lower targets in each stage but requiring consistent performance across both.

Features	Requirement
Profit Target Phase 1	8%
Profit Target Phase 2	5%
Max Daily Loss	5%
Max Total Loss	10%
Profit Split	80% / 90%
Payout Frequency	Weekly
Min Trading Days	0 Days
Time Limit	Unlimited
Trading Leverage	1:100
News Trading	Challenge
Closed-Market Holding	Challenge
Cashback	10%

Verdict on FXRK’s funding process & account types

FXRK offers an appealing funding process with no time limits to complete challenges, profit splits of up to 90%, and the ability to scale account size quickly. Allowing news trading and weekend position holding is also a strong advantage over many competitors.

However, its unregulated status and reports of delayed payouts or sudden compliance checks after passing challenges raise questions about long-term reliability. I would say that FXRK is only suitable for those willing to take on risk in exchange for speed and profit potential, and will not be a safe choice for every trader.

3. FXRK trading rules

FXRK sets out a blend of permissive and restrictive trading rules that aim to give traders operational flexibility while protecting the firm’s capital. On one hand, they allow strategies that many prop firms restrict, which can be a significant advantage for skilled traders. On the other hand, several strict compliance measures can quickly lead to disqualification if overlooked.

3.1. Allowed trading practices

FXRK offers more flexibility than many competitors by permitting strategies and trading behaviors often restricted elsewhere. These allowances can benefit both short-term and long-term traders, particularly those who rely on news-driven or swing trading setups:

• News trading is permitted, and traders can hold positions during high-impact events
• Weekend position holding allowed, useful for swing traders
• Equity-based daily drawdown calculations use the higher of equity or balance at the day's end, following GMT+3 (summer) or GMT+2 (winter) time zones
• Leverage up to 1:100 allowed for funded accounts
• Multiple payout methods, including Wise, crypto, and bank transfers
• Zero commissions and ultra-tight spreads, thanks to a partnership with IC Markets
• Authorized trading platforms: MetaTrader 4 & 5 with support for EAs

3.2. Prohibited trading practices

Despite the generous allowances above, FXRK maintains a strict framework to prevent exploitation and safeguard capital. Traders who breach these rules can face immediate account termination, forfeiture of profits, or even blacklisting:

• High-frequency strategies are banned, such as tick scalping, latency arbitrage, reverse arbitrage, martingale, grid, and HFT strategies
• No account sharing, use of emulators, hacking, exploiting server errors, or platform vulnerabilities allowed
• Strict IP policy: Use a single device/IP for trading; multi-IP use may require proof (e.g., travel documents)

Verdict on FXRK Trading Rules

FXRK’s rules strike a balance between trader freedom and firm protection. The permission to trade during news events and hold positions over the weekend is a rare advantage in the prop firm space, catering well to news traders and swing traders. 

However, the equity-based daily drawdown can catch less disciplined traders off guard, especially those unfamiliar with fluctuating intraday PnL. In short, the rules are trader-friendly for those who maintain precision and discipline, but unforgiving to anyone cutting corners.

4. Payout structure

FXRK’s payout mechanics are structured for regularity and speed, with weekly withdrawals available once specific trading requirements are met. While this schedule can help traders maintain consistent cash flow, its reliability has become a major point of contention within the community.

Key Payout Details

Feature	Details
Payout Frequency	Weekly (no fixed weekday publicly stated)
Qualification Requirement	5 profitable trading days, each with at least +0.25% gain from starting balance
Processing Time	Withdrawals are advertised to be processed within 8 hours
Refund & Renewal	First payout includes a refund of your challenge fee + issuance of a new funded account

Verdict on payout structure

While FXRK claims withdrawals are processed within 8 hours, a growing number of traders report severe payout delays, some even labeling the firm as a scam.

“They didn’t pay. After 23 days, I’m still waiting for my payment. I know it will not happen, but I keep chasing them. I spoke with a few FXRK customers on their Instagram, all with the same problem/issue, always the same answers. Some have been waiting for 9 months to get paid. Report their pages, please, and don’t buy challenges with FXRK.” — Joao Casimiro, Trustpilot

“SCAM!!! Doesn’t payout. No customer service. No proper answer. Stay away from this firm, I suggest investing in good and reliable firms instead of buying these cheap ones.” — Hussain Memon, Trustpilot

These repeated complaints paint a clear risk picture: while the payout structure on paper is attractive, the execution in practice appears inconsistent at best and non-existent at worst, making FXRK a high-risk choice for traders prioritizing reliable withdrawals.

5. Scaling plan

FXRK’s scale plan is structured to reward traders who demonstrate consistent profitability and disciplined risk management over a sustained period.

Key Requirements for Scaling

Criteria	Details
Evaluation Period	4 consecutive months
Profit Target	Minimum 10% total profit (2.5% monthly average)
Withdrawal Requirement	At least one withdrawal per month
Account Balance	Must remain above the initial starting balance at the end of the 4 months
Scaling Limit	Up to $3 million in managed capital
Profit Split	Up to 90%
Monthly Income Bonus	1% of managed capital, capped at $10,000/month

If these conditions are met, the trader’s funded account is increased, and the process can be repeated until the maximum scaling limit is reached.

Verdict on scaling plan

On paper, FXRK’s scaling model is one of the more aggressive growth incentives in the prop firm space, especially with the potential for a $3M account size and an additional fixed monthly income. The required 10% profit over four months is relatively achievable for skilled traders, though the mandatory monthly withdrawal is a unique condition that could pressure certain strategies.

However, given the firm’s track record of payout disputes, scaling may hold little real value if withdrawals are unreliable. In practice, the ability to grow an account is only as good as the certainty of receiving profits, making this plan attractive in theory but questionable in execution.

6. Fees, commissions & refund policy

FXRK adopts a straightforward, one-time challenge fee model, with identical pricing for both the One-Step and Two-Step challenges. This approach allows traders to decide based purely on trading preference rather than cost considerations.

Account Size	Challenge Fee
$5,000	$59
$15,000	$99
$25,000	$199
$50,000	$319
$100,000	$499
$200,000	$999

Commission Policy: FXRK charges zero trading commissions across all account types. Tight spreads (as low as 0.06 pips on EUR/USD) further reduce trading costs compared to many other prop firms.

Challenge Fee Refund: Upon successfully reaching your first payout, FXRK refunds your initial challenge fee and provides a new funded account free of charge, giving traders an added incentive to complete the evaluation.

Verdict on fees, commissions & refund policy

With entry fees starting at just $59 for a $5k account and no difference in cost between challenge models, FXRK stands out as an accessible option. The zero-commission structure and competitive spreads further enhance its appeal for high-frequency or cost-sensitive traders. The promise of full fee refunds after the first payout, plus a free funded account reset, is a compelling incentive.

7. Trading platform

FXRK provides access to MetaTrader 4 (MT4) and MetaTrader 5 (MT5), two of the most widely used platforms in the trading industry. Both platforms support custom indicators, automated trading (EAs), and expert advisors, giving traders full flexibility to implement their strategies.

Key features:

• Mobile trading: MT4 and MT5 apps allow trading on the go with full account functionality.
• Built-in indicators: Dozens of pre-installed technical indicators for chart analysis.
• Automated trading: Supports EAs, scripts, and custom tools for algorithmic strategies.
• Platform stability: Widely recognized for reliability and low latency, suitable for both scalping and swing trading.

Verdict on trading platform

The choice of MT4 and MT5 is a smart move by FXRK. For a trader like me who relies heavily on a custom library of EAs and indicators, it means I can integrate my existing strategies seamlessly without any technical hurdles.

On the other hand, this could be a limitation for traders who prefer alternative platforms like cTrader or MatchTrader, as FXRK does not currently offer these options.

8. Trading instruments & leverage

FXRK provides access to more than 2,200 tradable assets, giving traders an unmatched range of instruments and markets. These include:

• Forex pairs: major, minor, and exotic pairs with competitive spreads.
• Commodities: metals, energies, and soft commodities.
• Stocks & Indices: global equities and stock indices for diversified exposure.
• Bonds & Futures: selected fixed income products and futures contracts.
• Digital Assets: cryptocurrencies and other digital instruments.

Leverage: Up to 1:100 across all instruments, allowing flexibility in position sizing while maintaining risk management. FXRK permits standard order types, including market, pending, and stop orders.

Verdict on trading instruments & leverage

For me, the breadth of FXRK’s market access is a major strength, especially with over 2,200 tradable assets. It enables traders to diversify strategies across multiple markets, from Forex to Commodities, Stocks, Bonds, Futures, and Digital Assets. 

However, FXRK does not offer access to certain niche or regional instruments, such as exotic futures contracts, small-cap equities, or less liquid digital assets. Traders seeking extremely high volume exposure or advanced derivatives may find these limitations restrictive compared to other multi-asset prop firms.

9. Education & resources of FXRK

FXRK provides very limited educational support for traders. While there is a trading blog and performance evaluation tools to track your trades, the firm does not offer webinars, trading courses, or video tutorials. This lack of structured learning resources makes it challenging for new traders to develop skills solely within FXRK’s ecosystem.

Verdict on education & resources

The absence of formal educational materials is a significant drawback, particularly for beginners who rely on structured guidance. Experienced traders can still utilize the performance tracking tools, but anyone seeking comprehensive learning support will need to look elsewhere.

10. Customer support

FXRK offers two support channels: live chat and email. There is no phone support, which limits immediate assistance. Both the website and support are available in English and Spanish, but this is not sufficient to classify FXRK as a truly multilingual prop firm.

Verdict on customer support

The lack of phone support and limited language options is a major drawback. I can speak from experience here: when I had a simple query about a payout confirmation, my emails went unanswered for over 72 hours, and the live chat could only provide canned, unhelpful responses. This lack of accessible support is a major concern when your capital is on the line.

11. What did other traders say about FXRK

FXRK maintains an average rating of 4.5 stars from over 1,800 reviews, yet a closer look reveals that around 9% of traders gave it a 1-star rating, primarily due to payout delays, account verification issues, or lack of communication.

Some of the most cited complaints include:

• "I am writing AGAIN! Nothing has happened, and it has been 8 months! Same response over and over with them, eventually not replying to my messages for over a week. Give the same excuse that it is under review. I’ve never seen a review happen for this long, while others are receiving their small payouts. Absolutely disgusting firm, do not use them, totally unreliable!!" – Yamaan Moton, Trustpilot
• "Avoid it simply. Ok, it's written out of anger, but having a dashboard that is not updated in real time and does not let you know your current status, and is updated once a day? What's the point of it then anyway? Made to make your journey more complex. And by the way, all of the good reviews are good because they are paid for by them. I wouldn't work again with this firm. Ps. Spreads are criminal." – Mladen Karupovic, Trustpilot

On the other hand, many traders have completed FXRK challenges and received payouts without issues. These successes show that while the firm can be operationally rewarding, traders must be prepared for inconsistencies and maintain vigilance when tracking their accounts and communications.

“First of all, I was kinda scared because I checked the 1-star reviews. But I can tell you they definitely pay out.

Submitted my payout on the 15th of July. It's now the 18th of July, and my Payout has been processed by the compliance team.

My Payout is $712.10. You can check it in the certificate list.

As soon as I receive it in my bank, I will update this Review!

Update on the review. Received my payout on 21st July! So all went good!” - Jeffrey de Meij, Trustpilot

Ultimately, the story of FXRK is a story of two extremes. The allure of high profit splits and rapid scaling is powerful, but it's constantly undermined by very real, persistent concerns about payouts and transparency.

For traders willing to accept these risks, FXRK can offer significant upside. I think cautious traders or those relying on consistent capital access should carefully consider these factors before committing.

12. How to sign up with FXRK

Getting started with FXRK involves participating in one of their funded account challenges, which can be either a one-step or two-step evaluation. Challenge sizes range from $5K up to $200K, offering flexibility depending on your experience and risk appetite.

Here’s a step-by-step overview of the registration and onboarding process:

1. Visit the FXRK website: Navigate to the official FXRK site and locate the "Challenges" or "Evaluations" section.

2. Choose a challenge: Select the challenge size and structure that matches your trading style and comfort level.

3. Register for the evaluation: Click "Register" or "Start Evaluation" for the chosen challenge.

4. Complete the registration form: Provide your details, including name, email, and any other required information.

5. Pay the evaluation fee: A fee is required to participate in the evaluation, which is consistent across one-step and two-step challenges.

6. Begin trading: Once registered, you’ll gain access to MetaTrader 4 or 5 and can start trading according to the challenge rules.

7. Meet the requirements: Follow the specific profit targets, drawdown limits, and trading days. Ensure adherence to FXRK’s rules to qualify for funding.

8. Get funded: If successful, you receive a funded account and start trading with FXRK’s capital, earning up to 90% profit share. Scaling options are available for consistent traders.

The FXRK onboarding is straightforward and fast, which can be attractive if you want to start trading quickly. For those prepared to monitor their accounts closely and accept operational risks, FXRK provides a clear path to funded trading and account scaling.

13. FXRK vs other prop firm

Choosing the right prop firm goes beyond profit splits; you need to weigh challenge costs, account scaling potential, payout frequency, and overall credibility. 

FXRK stands out with over 2,200 tradable assets and a profit split of up to 90%, but recurring payout complaints make it a high-risk option. Below is a vertical comparison with two other well-known firms: FTMO and Blueberry Funded, both offering 1-Step and/or 2-Step challenges with 80%–90% profit splits.

Feature	FXRK	FTMO	Blueberry Funded
Profit Split	Up to 90%	Up to 90%	Up to 85%
Account types	1-Step & 2-Step	2-Step	1-Step, 2-Step, rapid, and instant
Challenge Fee (200K)	$999	€1,080	$1,000 (2-step)
Payout Frequency	Weekly	On-demand (after 14 days)	Weekly
Scaling Plan	Up to $3M	Up to $2M	Up to $2M
Strengths	2,200+ assets, news trading allowed, no time limit	Strong brand, reliable support	Transparent rules, multiple choice of challenge
Weaknesses	Many payout complaints, no phone support	Higher relative cost, stricter EA rules	Fewer assets than FXRK, newer brand reputation

Which prop firm might suit you best?

• FXRK: Ideal for experienced traders focused on rapid scaling, broad market access, and high profit potential. But be prepared for operational risk, including reported payout issues and limited educational support.
• Blueberry Funded: A solid middle-ground option with broker backing, low challenge fees, wide asset coverage, and bi-weekly payouts. Great for cost-conscious traders seeking a balance between growth and reliability.
• FTMO: Recommended for traders who value a strong brand reputation, comprehensive education, and consistency. While challenges have no time limits, FTMO's rules are built for consistent traders, and its reputation for fairness makes it a reliable long-term choice.

14. FAQs

15. Final thoughts on FXRK

This FXRK H2T Funding review stands out with its unlimited time to complete challenges, profit split of up to 90%, flexible trading rules that allow news trading and weekend holds, and an extensive market offering of over 2,200 tradable assets. Its scaling plan up to $3M and weekly payout structure are attractive on paper.

However, the absence of regulation, multiple trader complaints about delayed or missing payouts, and limited customer support seriously impact its long-term credibility. 

Based on the FXRK reviews, it is best suited for traders who prioritize speed, high earning potential, and rule flexibility, and are willing to accept higher risks in exchange. It’s not an ideal choice for those seeking a fully reliable, low-risk prop firm experience.

What about you? Have you traded with FXRK or considered taking their challenge? Share your experience or opinion in the comments; your insights can help other traders make informed decisions.

For more in-depth evaluations, visit our Prop Firm Review section at H2T Funding. Compare FXRK with other top proprietary trading firms, explore the best profit split opportunities, and find the prop firm that matches your trading style and goals.