Ever wish you had a money mentor in your pocket, ready to guide you through budgeting, investing, or paying off debt? That’s exactly what the best personal finance podcasts offer. With just a pair of earbuds and a bit of time, you can gain insider knowledge from top financial experts, bestselling authors, and self-made success stories.
With thousands of shows out there, how do you know which ones are truly worth your time? I’ve done the digging for you. In this article, you’ll find the best personal finance podcasts that experts recommend. Whether you’re a beginner or a seasoned saver, these shows can reshape how you think about money. Many of these shows are also among the best finance podcasts on Spotify, making them easy to stream anywhere.
Ready to tune in and transform your financial life? Let’s dive in.
Key takeaways
- Personal finance podcasts make it easy to turn daily downtime into valuable learning time, giving you free access to expert tips on budgeting, saving, and investing.
- The best personal finance podcasts in 2025 range from classics like The Ramsey Show, which focuses on debt payoff, to modern favorites like Money with Katie, which combines money talk with culture, ensuring there’s something for every financial stage.
- Choosing the right podcast depends on your goals and lifestyle: beginners benefit from simple, actionable budgeting shows, while advanced listeners may prefer in-depth investing or FIRE (Financial Independence, Retire Early) content.
- Podcasts are not the only way to learn; combining them with videos, online courses, or finance communities can accelerate your progress and provide a well-rounded money education.
- Most of the best finance podcasts are free on platforms like Spotify and Apple Podcasts, making it easier than ever to gain expert insights and build financial confidence without incurring additional costs.
1. Why listen to personal finance podcasts?
So much financial advice floating around, it’s easy to feel overwhelmed. For those seeking to build financial literacy, personal finance podcasts provide practical insights you can learn on the go. Many of the best financial podcasts for young adults also inspire smarter saving, investing, and long-term planning.
- Learn while multitasking: You can listen to financial podcasts while commuting, exercising, or doing chores, turning downtime into learning opportunities. Unlike books or courses that require dedicated time, podcasts about personal finance deliver bite-sized, actionable advice in 20-60 minute episodes.
- Expert advice made simple: The best finance podcasts are often hosted by financial planners, entrepreneurs, or everyday people who’ve mastered money management. These experts share real-world strategies, helping beginners and seasoned savers make smarter choices, and when paired with resources like how to set financial goals, they become even more powerful tools for financial growth.
- Inspiration from real stories: The top finance podcasts don’t just teach, they inspire. When I heard a story from a listener who paid off $20,000 in credit card debt, it motivated me to take control of my finances, whether I’m tackling credit card debt or learning how to save for a big purchase like a home.
- Free and diverse insights: Good personal finance podcasts cover a wide range of topics, from basic budgeting to advanced investing strategies. Best of all, most financial podcasts are free, offering high-quality advice without the cost of a financial advisor.
- Stay updated on trends: The financial world evolves rapidly, with new trends like cryptocurrency, tax changes, or retirement plans emerging regularly. Staying informed helps you adapt your financial strategy to current realities, whether you’re a beginner or exploring advanced personal finance podcasts.
- Build financial confidence: For those new to money management, financial jargon can feel overwhelming. By demystifying finance, these podcasts empower you to take small, confident steps toward your goals, whether it’s creating a budget or investing for the future.
Personal finance doesn’t have to feel overwhelming. Listening to the best podcasts on personal finance gives you practical advice, real stories, and expert guidance you can apply to everyday life. From building a budget to growing your retirement savings, these podcasts help you stay informed and confident in reaching your financial goals.
2. Top 15 personal finance podcasts for 2025
My deep dive into personal finance podcasts started about five years ago after I switched to freelancing. Suddenly, managing an irregular income while trying to save for a down payment felt impossible. That’s when I discovered how much I could learn from listening to experts and people who had already figured it out.
In 2025, the podcast landscape is more crowded than ever, but a few standout voices still deliver real value. From budgeting better to investing smarter or finally breaking free from debt, these shows stand among the best podcasts for personal finance, blending expert insights with real-life stories.
Along the way, you’ll also pick up:
- Proven methods for paying off debt and building wealth
- Budgeting and investing tips you can apply right away
- Motivational stories that spark confidence and action
Here are the shows that have personally made the biggest impact on my journey. Let’s start with the one that gave me the tough love I needed to get serious:
2.1. The Ramsey Show
The Ramsey Show, hosted by Dave Ramsey, is a cornerstone of financial podcasts, offering daily call-in advice. Known for its blunt, actionable strategies, it helps listeners tackle debt and build wealth. Its “debt-free scream” segments inspire millions to achieve financial freedom.
The Ramsey Show is often the first podcast people find, and for good reason. While I don’t always agree with his rigid, one-size-fits-all investing advice, I believe his method is undeniably effective for anyone drowning in debt. He understands the emotional side of debt better than almost anyone.
| Field | Details |
|---|---|
| Host | Dave Ramsey |
| Overview | Offers daily call-in advice on debt elimination, budgeting, and wealth-building. |
| Best for | Beginners seeking a structured plan for financial freedom. |
| Episode release date | Every weekday, three episodes daily. |
| Average episode duration | 40 minutes per episode. |
| Key topics | Debt payoff, budgeting, basic investing, and financial independence. |
| Why it stands out | Ramsey’s no-nonsense approach and motivational listener stories. |
2.2. The Clark Howard Podcast
The Clark Howard Podcast empowers listeners with practical money-saving tips and consumer advice. Hosted by consumer advocate Clark Howard, it focuses on avoiding scams and achieving financial health. Its weekday episodes are perfect for busy learners.
| Field | Details |
|---|---|
| Host | Clark Howard |
| Overview | Shares money-saving tips, consumer advice, and economic news daily. |
| Best for | Listeners seeking practical savings and scam avoidance strategies. |
| Episode release date | Weekdays. |
| Average episode duration | 30-40 minutes. |
| Key topics | Consumer protection, frugal living, saving or investment for retirement planning, and economic trends. |
| Why it stands out | Howard’s consumer advocacy and relatable, actionable insights. |
2.3. So Money with Farnoosh Torabi
So Money, hosted by Farnoosh Torabi, delivers candid financial discussions with top influencers. Its engaging Q&A sessions and diverse topics make it ideal for millennials and women. This podcast blends storytelling with actionable money strategies.
| Field | Details |
|---|---|
| Host | Farnoosh Torabi |
| Overview | Features candid conversations and listener Q&As on finance and career growth. |
| Best for | Millennials, women, and those seeking diverse financial insights. |
| Episode release date | Mondays, Wednesdays, Fridays. |
| Average episode duration | 30 minutes. |
| Key topics | Wealth-building, financial psychology, career advice, and budgeting. |
| Why it stands out | Torabi’s inclusive storytelling and #AskFarnoosh listener sessions. |
2.4. BiggerPockets Money
BiggerPockets Money, hosted by Scott Trench and Mindy Jensen, focuses on financial independence through real estate. It offers actionable advice from experts and real-life success stories. Perfect for FIRE enthusiasts and real estate investors.
This show was a game-changer for me. As someone trying to figure out how to save for that first down payment, hosts Scott and Mindy make real estate investing feel accessible, not intimidating.
| Field | Details |
|---|---|
| Hosts | Scott Trench and Mindy Jensen |
| Overview | Explores financial independence via real estate and smart money management. |
| Best for | Real estate enthusiasts and FIRE movement followers. |
| Episode release date | Mondays and Fridays. |
| Average episode duration | 60+ minutes. |
| Key topics | Real estate, budgeting, debt reduction, wealth-building. |
| Why it stands out | Expert insights and inspiring guest stories for financial freedom. |
2.5. Afford Anything
Afford Anything, hosted by Paula Pant, teaches listeners to prioritize financial decisions for a balanced life. Its diverse guest interviews explore money, time, and lifestyle choices. This podcast is ideal for those seeking holistic financial wisdom.
| Field | Details |
|---|---|
| Host | Paula Pant |
| Overview | Explores financial decision-making for a balanced life with diverse guests. |
| Best for | Those balancing money, time, and lifestyle goals. |
| Episode release date | Twice weekly, days vary. |
| Average episode duration | 60+ minutes. |
| Key topics | Financial independence, real estate, lifestyle design, decision-making. |
| Why it stands out | Pant’s philosophy of “afford anything, not everything” and diverse interviews. |
2.6. Money Guy Show
Money Guy Show, hosted by financial planners Brian Preston and Bo Hanson, delivers expert advice on wealth-building. Its practical approach helps listeners navigate retirement and home buying.
Once I got the budgeting basics down, I felt like I “graduated” to this show. Brian and Bo are great at explaining the “next steps”, like how to start investing or choose the right retirement account when you’re self-employed.
| Field | Details |
|---|---|
| Hosts | Brian Preston and Bo Hanson |
| Overview | Provides expert advice on wealth-building and retirement planning. |
| Best for | Intermediate to advanced listeners seeking detailed strategies. |
| Episode release date | Mondays, Wednesdays, Fridays. |
| Average episode duration | 30-45 minutes. |
| Key topics | Retirement planning, tax strategies, investing, and
home buying. |
| Why it stands out | Professional insights from certified planners with actionable steps. |
View more:
2.7. ChooseFI
ChooseFI, originally co-founded by Jonathan Mendonsa and Brad Barrett, is a leading podcast for followers of the FIRE movement. The show is now primarily hosted by Brad Barrett, who frequently brings on expert guests and community members to share practical strategies for financial independence and early retirement. The engaging stories and community-driven advice make it highly actionable.
| Field | Details |
|---|---|
| Hosts | Brad Barrett (Main Host) and expert guests |
| Overview | Promotes financial independence and FIRE with practical tips. |
| Best for | Those aiming for early retirement or financial freedom. |
| Episode frequency | Weekly, ~45-60-minute episodes. |
| Key topics | Financial independence, tax optimization, and passive income. |
| Why it stands out | Community-driven content with real-world FIRE strategies. |
2.8. Women & Money (Suze Orman’s Women & Money Podcast)
Suze Orman’s Women & Money Podcast inspires women to take control of their finances with confidence. With over 40 years of expertise, Orman blends emotional and practical advice. This show is also frequently listed among the best finance podcasts for women who want to take control of their financial future.
| Field | Details |
|---|---|
| Host | Suze Orman |
| Overview | Empowers women with advice on financial confidence and wealth-building. |
| Best for | Women and young adults seeking tailored financial guidance. |
| Episode release date | Sundays and Thursdays. |
| Average episode duration | 20-30 minutes. |
| Key topics | Financial empowerment, investing, retirement planning, and money mindset. |
| Why it stands out | Orman’s focus on women’s unique financial challenges and emotional insights. |
2.9. The Money with Katie Show
The Money with Katie Show, hosted by Katie Gatti Tassin, blends personal finance with cultural insights. It’s a fun, relatable approach that targets millennials and women. Episodes offer practical tips for financial independence.
| Field | Details |
|---|---|
| Host | Katie Gatti Tassin |
| Overview | Combines personal finance with cultural and economic insights. |
| Best for | Millennials and women are seeking engaging financial advice. |
| Episode release date | Twice weekly, on Mondays and Wednesdays. |
| Average episode duration | 30-60 minutes. |
| Key topics | Budgeting, investing, financial independence, and tax strategies. |
| Why it stands out | Katie’s candid, humorous take on women’s finances. |
2.10. Your Money, Your Wealth
Your Money, Your Wealth, hosted by Joe Anderson and “Big Al” Clopine, blends humor with expert retirement advice. As one of the best financial podcasts, it answers listener questions with actionable insights. It’s perfect for those planning a secure financial future.
| Field | Details |
|---|---|
| Hosts | Joe Anderson and “Big Al” Clopine |
| Overview | Tackles retirement planning with fun, conversational listener Q&As. |
| Best for | Those planning retirement with a light-hearted approach. |
| Episode frequency | Weekly (Tuesdays), ~30-45-minute episodes. |
| Key topics | Retirement, Social Security, and mortgage decisions. |
| Why it stands out | Expert advice paired with entertaining host banter. |
2.11. How to Money
How to Money, hosted by Joel Larsgaard and Matt Altmix, offers jargon-free financial advice with a friendly tone. Its episodes cover budgeting, investing, and frugal living. Perfect for beginners seeking relatable money tips.
| Field | Details |
|---|---|
| Hosts | Joel Larsgaard and Matt Altmix |
| Overview | Delivers jargon-free advice on everyday financial topics. |
| Best for | Beginners and young adults seeking relatable money tips. |
| Episode release date | Twice weekly, typically Mondays and Wednesdays. |
| Average episode duration | 30-60 minutes. |
| Key topics | Budgeting, DIY investing, frugal living, and credit scores. |
| Why it stands out | Casual, friend-like discussions with practical, actionable advice. |
2.12. All the Hacks
All the Hacks, hosted by Chris Hutchins, explores financial optimization and life hacks. Its actionable tips cover money, travel, and productivity. A great choice for listeners seeking creative financial strategies.
| Field | Details |
|---|---|
| Host | Chris Hutchins |
| Overview | Covers financial optimization and life hacks with expert guests. |
| Best for | Listeners are seeking creative ways to optimize their finances and lifestyle. |
| Episode release date | Weekly, typically on Wednesdays. |
| Average episode duration | 30-60 minutes. |
| Key topics | Financial hacks, travel rewards, investing, and productivity. |
| Why it stands out | Actionable tips blending finance with lifestyle optimization. |
2.13. Marriage, Kids, and Money
Marriage, Kids, and Money, hosted by Andy Hill, focuses on family finances and raising money-smart kids. Its practical advice helps parents achieve financial independence. Episodes feature inspiring stories from families and experts.
| Field | Details |
|---|---|
| Host | Andy Hill |
| Overview | Focuses on family finances and raising financially literate kids. |
| Best for | Parents and couples manage family budgets. |
| Episode release date | Weekly, typically on Mondays. |
| Average episode duration | 30-45 minutes. |
| Key topics | Family budgeting, financial education for kids, and mortgage payoff. |
| Why it stands out | Tailored advice for families with actionable wealth-building tips. |
Don’t miss out:
2.14. Your Money Briefing
Your Money Briefing, hosted by J.R. Whalen for The Wall Street Journal, delivers quick financial news updates. Its short, daily episodes keep listeners informed on economic trends. Ideal for busy professionals seeking concise insights.
| Field | Details |
|---|---|
| Host | J.R. Whalen |
| Overview | Delivers daily financial news and trends from The Wall Street Journal. |
| Best for | Busy listeners seeking quick, reliable financial updates. |
| Episode release date | Daily. |
| Average episode duration | 10 minutes. |
| Key topics | Inflation, student loans, economic trends, and personal finance. |
| Why it stands out | Concise, expert insights from a trusted news source. |
2.15. Money Life with Chuck Jaffe
Money Life with Chuck Jaffe dives deep into investing and market trends, making it a standout in financial podcasts. Hosted by veteran journalist Chuck Jaffe, it features expert interviews for actionable insights. Ideal for investors seeking in-depth financial discussions.
| Field | Details |
|---|---|
| Host | Chuck Jaffe |
| Overview | Discusses investing and market trends with expert interviews. |
| Best for | Investors seeking in-depth financial discussions. |
| Episode frequency | Daily (Monday through Friday), ~30-60-minute episodes. |
| Key topics | Investing, handling, managing, market analysis, and personal finance. |
| Why it stands out | Jaffe’s journalistic approach and expert-driven content. |
3. How to choose the right personal finance podcast for you
For me, finding the best personal finance podcasts started with understanding my financial needs. With so many options, it’s crucial to pick one that fits your goals and lifestyle. If you’re active on online forums, you can also explore the best personal finance podcasts Reddit users recommend for authentic, peer-reviewed suggestions. Here’s how I chose the right one.
- Define your financial goals: Start by pinpointing what you want to achieve financially. Goals like paying off debt, starting to invest, or reaching financial independence require different advice. Some podcasts focus on budgeting, while others dive into wealth-building strategies. Good personal finance podcasts align with your specific objectives.
- Assess your experience level: Choose a podcast that matches your financial knowledge. You can even check the best finance podcasts for beginners Reddit threads to see which shows are most recommended by real listeners. Beginners benefit from content that simplifies budgeting and saving in clear terms. Advanced listeners may prefer in-depth discussions on taxes or investments.
- Match the format to your lifestyle: Consider how you’ll fit listening into your routine. Short episodes suit busy schedules, like commutes or quick breaks. Longer, detailed discussions work for those with more time. Select a podcast with a format that integrates seamlessly into your daily life.
- Seek a style that engages you: The host’s delivery can make or break your interest. Some podcasts use storytelling or humor, while others feature expert interviews. A conversational tone often keeps listeners motivated. Explore good personal finance podcasts to find a style that resonates with you.
- Explore a variety of topics: Broaden your knowledge by choosing podcasts with diverse financial topics. Content covering budgeting, investing, and side hustles offers a well-rounded education. Mixing perspectives helps you build a comprehensive financial plan.
- Look for additional resources: Some podcasts offer tools like budgeting templates or community forums. These extras help you apply what you learn to real-life goals. Resources can enhance your financial journey beyond listening. Choose podcasts that provide practical support for lasting impact.
By starting with your goals and preferences, you can find the best personal finance podcasts to guide your money journey. Beginners should seek simple, actionable advice to build confidence. Exploring diverse topics and resources will deepen your understanding. Start listening today to take control of your finances.
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4. Are podcasts the only way to learn about finance?
Podcasts are a convenient way to grow financial literacy, but they’re far from the only option. Many learners prefer video content, where visual explanations make complex ideas easier to grasp. For example, the H2T Funding YouTube channel offers clear breakdowns of financial concepts, from budgeting to long-term investing, in a format that’s engaging and easy to follow.
Other options include taking online courses on platforms like Coursera or Udemy, which often feature structured lessons from finance professionals. Even free communities, such as Reddit forums, Facebook groups, or LinkedIn discussions, can offer valuable peer-to-peer insights. By combining podcasts with videos, reading materials, and interactive learning, you create a well-rounded approach to mastering money management.
5. FAQs
The best finance podcast depends on your needs. The Ramsey Show is ideal for debt payoff and budgeting, while I Will Teach You to Be Rich offers modern insights on investing and money mindset. For a broader view of the economy, many listeners choose Planet Money.
A few famous names stand out: Dave Ramsey, known for his “Baby Steps” to eliminate debt; Ramit Sethi, who shares practical wealth-building tips; and Morgan Housel, author of The Psychology of Money, offering insights on financial behavior. Good personal finance podcasts often feature such experts to guide your money journey.
For me, listening to the best personal finance podcasts for beginners while commuting made budgeting and investing clear. Combine podcasts with books and small actions like tracking expenses. Also, listening to a personal finance podcastthat Reddit communities recommend can give you practical tips and diverse perspectives.
Yes, most personal finance podcasts are free on platforms like Spotify, Apple Podcasts, and Google Podcasts.
Some top picks include “The Dave Ramsey Show”, “The Money Guy Show”, and “Afford Anything”.
Many consider The Dave Ramsey Show one of the best podcasts for personal finance, thanks to its blunt, actionable advice that helps listeners pay off debt and build wealth. Others like The Clark Howard Podcast also stand out for practical guidance on saving money, managing expenses, and retirement planning.
As of Q1 2025, the world’s most popular podcasts include (According to Edison research, 2025): The Joe Rogan Experience, Crime Junkie, The Daily, Call Her Daddy, This Past Weekend with/ Theo Von, Dateline NBC, This American Life, Rotten Mango, SmartLess, and New Heights with Jason & Travis Kelce.
Experts often rate PocketSmith as the best personal finance software in 2025 for its budgeting tools, cash flow forecasting, and user-friendly interface. Quicken remains a strong all-in-one option for those who need detailed management of budgets, bills, and investments.
One of the most famous figures is Dave Ramsey, host of The Ramsey Show, known for his “debt-free scream” segments and no-nonsense financial approach. Another popular voice is Ramit Sethi, who hosts I Will Teach You to Be Rich, focusing on money psychology and actionable strategies.
6. Conclusion
Personal finance podcasts are more than just background noise; they’re a powerful tool to improve your financial literacy, one episode at a time. Whether you’re learning how to budget better, invest smarter, or simply understand how to save money and stop living paycheck to paycheck, these audio resources offer actionable insights straight from industry experts.
By exploring the top 15 best personal finance podcasts, you can find a style, tone, and content focus that resonates with your own financial goals. From practical money tips to motivational financial stories, there’s something for everyone, no matter where you are on your financial journey.
If you’re just starting out, several of these are rated as the best finance podcasts for beginner Spotify users to love. Want more strategies to master your money? Check out other helpful articles in the Strategies section and Budgeting Strategies of H2T Funding, your go-to source for smart, practical guidance on personal finance.
Sources:
- Best personal finance software of 2025 – https://www.techradar.com/best/best-personal-finance-software
- The Top 50 Podcasts in the U.S. for Q1 2025 from Edison Podcast Metrics – https://www.edisonresearch.com/the-top-50-podcasts-in-the-u-s-for-q1-2025-from-edison-podcast-metrics/
