Ngan Pham

An investment in knowledge pays the best interest.Benjamin Franklin

This quote has stayed with me for years. I realized that true financial growth starts with education, understanding how money works, not just how to make more of it. That mindset led me to explore topics like budgeting, trading strategies, and funding platforms, topics I'm now writing to help others navigate their financial paths with less fear and more control.

From Digital Strategy to Financial Storytelling

I’m Ngan Pham, a content creator finance with a background in E-Commerce and a major in Online Marketing. I graduated with distinction, but what truly shaped my direction was a long-standing fascination with money, strategy, and human behavior.

While my early academic and professional experience was rooted in digital marketing, I’ve always been drawn to the mechanics of financial systems: how capital flows, how individuals can take control of their financial choices, and how digital tools empower smarter decision-making. That curiosity has since evolved into a focused passion for writing about budgeting, trading strategies, and funding platforms, helping readers make confident moves in their financial journeys.

Academic Contributions
Using Web Analytics to Digital Marketing Optimization
This research project won Second Prize at my university’s Scientific Research Competition within the Faculty of Information Technology. It focused on how data can be used to improve marketing effectiveness, but the real takeaway for me was learning how numbers tell stories. That same approach now guides how I break down financial strategies, trading metrics, and user behavior in today’s funding platforms.

Certifications & Skills
Google Fundamentals of Digital Marketing
This certification laid the groundwork for my ability to think strategically when writing content. It gave me a solid understanding of how people search, behave, and convert online—skills that are crucial when explaining how funding platforms work, how to optimize trading visibility, or why certain budgeting strategies resonate with different user profiles. It also trained me to apply clear structures to content, ensuring every article I write is not just informative but also actionable.

TOEIC Listening and Reading: 800/990
Scoring 800 on the TOEIC has allowed me to confidently access and interpret financial resources, prop firm guidelines, trading documentation, and user discussions in English. This skill is critical in my writing, enabling me to compare funding platforms, analyze terms and conditions, and stay up to date with global financial trends, directly enriching the accuracy and depth of my content.

These certifications help me research and create bilingual content that's both data-driven and approachable, whether I’m writing about prop trading challenges, budgeting rules, or funded trader evaluations. I also continuously update my knowledge through financial communities and online learning platforms.

Although I didn’t begin my journey in finance, I approach the topic with the curiosity of a learner and the rigor of a researcher. My writing focuses on topics such as:

• Proprietary trading and funded accounts (Topstep, TFT, Take Profit Trader)
• Budgeting systems and personal finance
• Trading psychology and discipline
• Digital tools for financial empowerment

My goal isn’t to sound like a financial guru. I write as someone who genuinely enjoys digging into financial tools, breaking them down clearly, and helping others feel less intimidated and more in control when it comes to money.