Best prop firms with fastest payout

The best prop firms with the fastest payout give traders quick and reliable access to their earnings, often processing withdrawals in just a few days. These firms reduce waiting time, improve cash flow, and provide the confidence that profits are paid on time. This guide compares their payout schedules, funding programs, and rules so you can choose the right firm for speed and consistency.

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Written by: Ngan Pham

Tea avatar Reviewed by Tea - Senior Financial Analyst
Tea

Owner of the YouTube channel H2TCrypto with over 1.1k followers, sharing proven Crypto investment knowledge and strategies based on my depth of experience. I keep you updated with market information and analysis so you can take action on the crypto mainstream.


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Updated: September 17, 2025

Best prop firms with fastest payout

For a consistently profitable trader, the speed at which you receive your earnings is more than just a convenience; it’s a critical component of a successful trading career. Quick access to your profits directly impacts your cash flow, reduces counterparty risk, and provides a powerful psychological boost. 

If you’re tired of waiting weeks for your payout, you’re in the right place. This guide delves into the world of prop firms with fastest payout schedules in the industry.

I will analyze the top contenders, compare their payment processing times, and break down their rules so you can make an informed decision. Discover which firms offer on-demand withdrawals and find the perfect partner to match your trading performance with rapid, reliable rewards.

1. What is a prop firm payout on trading?

A prop firm payout is the share of profits a trader earns from trading with a firm’s capital. The firm provides the funds, and the trader keeps a portion of the profits, while the firm takes its cut.

What is a prop firm payout on trading
What is a prop firm payout on trading

These payouts are typically based on a profit-sharing agreement, where the firm and the trader agree on a specific percentage split. The trader’s share of the profits can vary depending on several factors, such as the firm’s policies, the trader’s experience, and the size of the funded account.

For example, in a 70/30 split, the trader keeps 70% of the profits, and the firm takes 30%. Firms may also offer bonuses or higher splits for consistent performance.

In essence, a prop firm payout is a win-win arrangement: the trader gets access to capital and keeps a portion of the profits, while the firm benefits from the trader’s success without taking on the risk of individual trading losses.

2. 5-point criteria for H2T Funding ranks prop firms with the fastest payout

We go beyond marketing claims to provide an objective and reliable ranking of the prop firms with the fastest payouts. Our evaluation uses a transparent 5-point criteria that reflects what really matters to traders:

  1. Verified payout speed: We don’t rely on a firm’s advertised speed. Instead, we analyze real user data and community feedback to understand the actual processing time, from withdrawal request to receiving the funds.
  2. Payout frequency: Flexibility is key. We give higher ratings to firms that offer on-demand or weekly withdrawals over those that lock you into rigid bi-weekly or monthly schedules. The more control you have over when you can access your profits, the better.
  3. Available methods: How you get paid matters just as much as how quickly. We assess the diversity of payment gateways, with a preference for modern, fast options like Cryptocurrency (USDT, BTC) and Deel for quicker and more convenient transactions.
  4. Rules & conditions: Hidden rules can turn a “fast” payout into a frustrating wait. We prioritize firms with clear, straightforward conditions and no minimum profit withdrawal requirements or mandatory minimum trading days.
  5. Community reputation: A firm’s reputation is its ultimate test. We review feedback on Trustpilot, Reddit, and trader forums to gauge overall satisfaction, reliability, and consistency over time.

Traders searching for the fastest payout prop firm can rely on these criteria to find firms that truly deliver. Our ranking helps you focus on what matters most: your trading success.

3. Top 10 best prop firms with fastest payouts

Based on the five criteria previously outlined, I have compiled a comparison of eight prop firms that meet these requirements. These firms stand out for fast payouts, flexible withdrawals, and trusted payment methods, making them top picks for traders needing quick capital access.

Firm Profit Split Rating Actions
TopTier Trader
80% – 95%
4
Open an account
The5ers
50% – 100%
4.9
Open an account
FundedNext
80% – 95%
4.6
Open an account
FTUK
50% – 80%
4.2
Open an account
FTMO
80% – 90%
4.8
Open an account

Keep reading to discover which prop firm with the fastest payout is right for you.

FXIFY

# 1

FXIFY

Editor’s Rating

3.9

N/A

Start Challenge

Account Types

1-step, 2-step, 3-step, and Instant Funding

Trading Platforms

MT4, MT5, DXTrade

Profit Target

5% – 10%

Our take on FXIFY

FXIFY has quickly become a standout in the prop trading industry, capturing attention with its instant payout policy that allows traders to withdraw profits from their very first winning trade. Backed by FXPIG, a trusted broker established in 2010, the firm combines speed, flexibility, and credibility. 

Traders benefit from 1-step, 2-step, 3-step, and Instant challenges, as well as competitive profit splits of up to 90%, and access to MT4 and MT5 platforms, making FXIFY appealing to both discretionary and automated trading strategies.

However, traders should remain cautious despite these strengths. The aggressive model of instant payouts and high profit splits raises questions about long-term sustainability, as FXIFY is still a relatively new player compared to established firms. Careful due diligence is recommended before committing capital, ensuring that the attractive benefits are weighed against potential risks.

Key points of FXIFY:

  • Funding models: Instant Funding, 1-Step, 2-Step, and 3-Step challenges with no minimum trading days
  • Profit split: Up to 90% for funded traders
  • Trading platforms: MT4 and MT5 with full EA compatibility
  • Instant payouts: Withdraw from the first profitable trade, automated processing
  • Broker partnership: Backed by FXPIG, operating since 2010
  • Market access: Forex, indices, commodities, and crypto
  • Scaling potential for consistently profitable traders
  • Spreads from 0.0 pips and $6 commission on stock CFDs
💳 Challenge Fee $39 – $4,249
👥 Account Types 1-step, 2-step, 3-step, and Instant Funding
💰 Profit Split 90%
💵 Account Size $5K – $400K
⏱️ Time Limit No time limit
🎯 Profit Target 5% – 10%
📊 Trading Platforms MT4, MT5, DXTrade
🛍️️️ Markets Offered Forex, Equities, Commodities, Bonds
  • Instant payouts from the first profitable trade
  • Automated, fast withdrawal process via the trader dashboard
  • No minimum or maximum trading day requirements
  • One-phase challenge option for quick funding
  • Relatively new brand, still building long-term trust
  • Leverage capped at 1:50, lower than some competitors
  • Smaller community support compared to established firms
  • Limited educational resources for novice traders

 

FunderPro

# 2

FunderPro

Editor’s Rating

4.5

N/A

Start Challenge

Account Types

1-step and 2-step

Trading Platforms

MT5, TradeLocker, cTrader

Profit Target

5% – 10%

Our take on FunderPro

FunderPro has built a reputation as a flexible prop trading firm, offering both one-phase and two-phase challenges to cater to different trading styles. With support for MT5, TradeLocker, and cTrader, traders gain access to professional-grade tools and seamless execution. 

Its profit payout system provides 80% as standard, rising to 90% for top performers, which positions FunderPro competitively among modern prop firms.

One standout advantage is FunderPro’s fast payout processing. Once profit thresholds are met, withdrawal requests are typically handled within 8 hours, making it a viable option for those seeking prop firms with the fastest payout reliability. 

However, traders should still weigh audition fees ($69–$1,099) and strict drawdown rules carefully before committing, as sustainability and consistency remain key challenges in passing evaluations.

Key Points of FunderPro

  • Funding models: 1-Step and 2-Step challenges with no minimum trading days
  • Account sizes: $5K – $200K, scalable with performance
  • Profit split: 80% standard, up to 90% for top performers
  • Trading platforms: MT5, TradeLocker, and cTrader
  • Markets offered: Forex, indices, stocks, metals, energies, crypto
  • Payouts: Fast withdrawals processed within 8 hours on average
  • Scaling plan: Growth potential up to multi-million funding with consistency
  • Fees: $69 – $1,099 depending on account size
💳 Challenge Fee $69 – $1,099
👥 Account Types 1-step and 2-step
💰 Profit Split 80% – 90%
💵 Account Size $5K – $200K
⏱️ Time Limit No time limit
🎯 Profit Target 5% – 10%
📊 Trading Platforms MT5, TradeLocker, cTrader
🛍️️️ Markets Offered FX pairs, indices, cryptocurrencies, stocks, metals, energies, and futures
  • On-demand payouts are processed in 8 hours on average
  • No minimum trading days or time limits for evaluations
  • Real capital trading via STP/ECN broker (ThinkMarkets) for guaranteed payouts
  • Refundable challenge fees upon first payout
  • Scaling plan up to $5M with consistent 10% profits

 

  • 1% profit requirement for withdrawals may challenge conservative traders
  • Restrictions on news trading (no trades 2 minutes before/after high-impact news)
  • Limited educational content for beginner traders
  • Relatively new firm, less established than older competitors

 

FundedNext

# 3

FundedNext

Editor’s Rating

4.6

N/A

Start Challenge

Account Types

Up to 95% (Starts at 80%, plus 15% from the challenge phase)

Trading Platforms

MT4, MT5, cTrader

Profit Target

4% – 10%

Our take on FundedNext

FundedNext has quickly established itself as one of the most recognized names among new prop firms, launching in 2022 and already attracting a global trader base. The firm offers starting capital of up to $200,000, with a clear scaling plan to $4,000,000 for consistent performers. 

A key differentiator is its 15% profit share during the evaluation phase, which allows traders to earn payouts before completing the challenge, a rare feature in the industry.

Accounts are now operated through FNmarkets, FundedNext’s in-house brokerage, which enhances transparency and execution speed. With profit splits ranging from 80% to 95%, and public statistics showing tens of millions already paid out, the firm appeals to traders seeking both high payout potential and credibility. 

Still, as a relatively young platform, FundedNext carries the usual risks of new entrants, and traders should carefully weigh its advantages against its limited track record.

Key points of FundedNext

  • Funding models: Evaluation with 1-Phase and 2-Phase challenges, plus Express program
  • Profit split: Up to 95%, including 15% payout during evaluation
  • Account sizes: $15K – $200K, scalable up to $4M
  • Brokerage: Operates through FNmarkets for direct execution and stability
  • Trading platforms: Supports MT4 and MT5 with full EA compatibility
  • Market coverage: Forex, indices, commodities, crypto, and more
  • Payout process: Weekly payouts, with first withdrawal possible during evaluation
  • Community impact: Over 50,000 traders paid and ~$50M in profits shared
💳 Challenge Fee $32 – $1,099
👥 Account Types Up to 95% (Starts at 80%, plus 15% from the challenge phase)
💰 Profit Split 80% – 95%
💵 Account Size $5K – $200K
⏱️ Time Limit No time limit
🎯 Profit Target 4% – 10%
📊 Trading Platforms MT4, MT5, cTrader
🛍️️️ Markets Offered Forex, indices, commodities, crypto CFDs, and futures
  • Unlimited free retries during the Challenge phase
  • Profit share starts at 15% in Evaluation and scales to 90%
  • No restrictions on trading style, scalping, and EAs allowed
  • Weekend and overnight holding permitted
  • Fast payouts, often processed in <24 hours
  • Scaling up to $4M with performance-based growth
  • Payout insurance up to $1,000 if delays occur
  • News trading allowed
  • Risk management tools & calculators provided
  • Monthly competitions with prizes and free accounts

 

  • Minimum 5 trading days requirement per phase
  • Relatively new firm, less track record than competitors
  • Longer payout cycle on some account types
  • Some marketing claims are perceived as exaggerated

FTMO

# 4

FTMO

Editor’s Rating

4.8

N/A

Start Challenge

Account Types

Normal, and Swing Trader

Trading Platforms

MT4, MT5, cTrader, DXTrade

Profit Target

5% – 20%

Our take on FTMO

FTMO is one of the most reputable names in the prop firm industry, trusted by thousands of traders worldwide. Its evaluation process is a three-phase model: the Challenge, Verification, and finally the FTMO Trader phase, where successful candidates gain access to funded capital. This structure emphasizes consistency, discipline, and strong risk management.

Traders can choose between Normal accounts with balanced rules or Swing accounts, which allow holding trades overnight and through weekends. With profit splits from 80% to 90%, and access to MT4, MT5, cTrader, and DXtrade, FTMO offers flexibility while maintaining professional standards. Account sizes go up to $200,000, with scalable opportunities for consistent traders.

A key highlight is FTMO’s reliable payout system. Traders can request withdrawals weekly, and most payouts are processed within 24–48 hours, ensuring smooth profit access. Combined with its long-standing reputation, global reach, and supportive community, FTMO stands out as a professional choice for serious traders seeking both stability and rewarding returns.

Key points of FTMO

  • Funding models: 3-Step process (Challenge, Verification, FTMO Trader)
  • Profit split: 80% standard, up to 90% for consistent traders
  • Account sizes: $10K – $200K, refundable challenge fees (€89 – €1,080)
  • Account types: Normal (classic structure) and Swing (overnight/weekend trading allowed)
  • Trading platforms: MT4, MT5, cTrader, DXtrade
  • Profit targets: 5% – 20% depending on phase
  • Payouts: Bi-weekly, with processing times of 24–48 hours
  • Markets offered: Forex, indices, commodities, stocks, and cryptocurrencies
💳 Challenge Fee €89 – €1,080
👥 Account Types Normal, and Swing Trader
💰 Profit Split 80% – 90%
💵 Account Size $10K – $200K
⏱️ Time Limit No time limit
🎯 Profit Target 5% – 20%
📊 Trading Platforms MT4, MT5, cTrader, DXTrade
🛍️️️ Markets Offered Forex, commodities, indices, stocks, cryptocurrencies
  • Automatic scaling up to $2M
  • Up to 90% profit split
  • No lot size restrictions
  • Flexible account types
  • Two-step evaluation process
  • Minimum trading days required
  • Commissions apply to some instruments
  • Daily and overall loss limits enforced

The Funded Trader

# 5

The Funded Trader

Editor’s Rating

3.5

N/A

Start Challenge

Account Types

1-step, 2-step, and 3-step

Trading Platforms

MT4, MT5, cTrader, Match Trader

Profit Target

8% – 10%

Our take on The Funded Trader

The Funded Trader (TFT) launched in 2021 and quickly attracted attention with its medieval-themed challenges and strong trader community. Unlike traditional firms, TFT runs entirely in a virtual environment, using live market quotes to simulate trading. This lets traders practice with discipline while still earning real payouts.

The firm offers a wide range of evaluation models such as Standard, Rapid, Royal, Knight, and Dragon. Each comes with its own profit targets, drawdown rules, and fees. Traders can access a profit split of up to 90% and follow a scaling plan that increases balances to $1.5 million for consistent results.

On payouts, TFT has kept pace with industry leaders. The company claims over $100 million distributed, with withdrawals usually processed in 24–48 hours after approval. Combined with MT4, MT5, cTrader, and Match-Trader support, plus partnerships with brokers like Eightcap and ThinkMarkets, TFT offers flexibility but also faces mixed reviews around rules and support.

Key points of The Funded Trader

  • Funding models: Multiple challenges (Standard, Rapid, Royal, Knight, Dragon)
  • Profit split: Up to 90% with scaling to $1.5M accounts
  • Account sizes: Vary by challenge, with fees ~$355 – $1,900
  • Trading platforms: MT4, MT5, cTrader, Match-Trader
  • Broker partners: Eightcap, ThinkMarkets, Purple Trading Seychelles
  • Market coverage: Forex, indices, commodities, crypto
  • Payouts: $100M+ distributed, with requests in 24–48 hours
  • Community: 100K+ traders active on Discord, YouTube, and social channels
💳 Challenge Fee $49 – $1,265
👥 Account Types 1-step, 2-step, and 3-step
💰 Profit Split 75% – 95%
💵 Account Size $5K – $200K
⏱️ Time Limit No time limit
🎯 Profit Target 8% – 10%
📊 Trading Platforms MT4, MT5, cTrader, Match Trader
🛍️️️ Markets Offered Forex, Commodities, Indices, Crypto
  • High payout ratio (up to 95%)
  • Diverse evaluation models
  • EA, copy trading allowed with conditions
  • Regular community updates and events
  • Complex rules across multiple challenges
  • Evaluation fees are non-refundable
  • Limited educational resources for beginners
  • Some complaints about customer support delays

TopTier Trader

# 6

TopTier Trader

Editor’s Rating

4

N/A

Start Challenge

Account Types

One Phase Challenge, Two Phase Challenge

Trading Platforms

MT4, MT5

Profit Target

5% – 10%

Our take on TopTier Trader

TopTier Trader, founded in 2021 and based in Miami, provides traders with funded accounts from $5,000 up to $300,000. Profit splits go as high as 90%, keeping it competitive with other leading firms. The company works with brokers like ThinkMarkets and offers trading on platforms such as TradeLocker.

The firm features multiple evaluation models, including one-phase, two-phase, and swing challenges. This flexibility makes it suitable for different trading styles, from day traders to swing traders. Its 24/7 customer support has been praised by many users, adding to its appeal for global traders.

Where TopTier draws attention is its fast payout policy, with a 24-hour processing promise and even a $1,000 guarantee if delayed. However, mixed community feedback suggests occasional payout issues and strict rules, such as hidden lot size limits. Since it is not a regulated broker, traders should approach it with caution.

Key Points of TopTier Trader

  • Funding models: One-phase, two-phase, and swing challenges
  • Profit split: Up to 90% for funded traders
  • Account sizes: $5K – $300K with refundable challenge fees
  • Trading platforms: TradeLocker, partnered with ThinkMarkets
  • Payouts: Promised within 24 hours, with $1,000 delay guarantee
  • Markets offered: Forex, indices, commodities, crypto, and more
  • Support: 24/7 customer service and active trader community
  • Trustpilot: 4.0/5 from 4,000+ reviews, but mixed feedback on forums
💳 Challenge Fee $50–$298
👥 Account Types One Phase Challenge, Two Phase Challenge
💰 Profit Split 80% – 95%
💵 Account Size $5K – $300K
⏱️ Time Limit No time limit
🎯 Profit Target 5% – 10%
📊 Trading Platforms MT4, MT5
🛍️️️ Markets Offered Forex, commodities, indices, crypto
  • Up to 90% profit splits
  • Multiple funding programs (two-phase, one-phase, swing)
  • Account sizes from $5k to $300k
  • 24/7 customer support with positive feedback
  • High Trustpilot rating (4.0/5 from 4,100+ reviews)
  • TopTier Academy for education, possibly with a free $5k account (verify availability)
  • Refundable initial challenge fee
  • 24-hour payout promise with $1,000 guarantee if delayed
  • Strict rules, including hidden lot limit
  • Some complaints about payout delays or account terminations
  • Not regulated as a broker
  • Potential account deactivation due to inactivity
  • Mixed feedback on Reddit and other forums

FTUK

# 7

FTUK

Editor’s Rating

4.2

N/A

Start Challenge

Account Types

One-step, Two-step, and Instant funding

Trading Platforms

MT5, Match Trader, DXTrade, TradeLocker

Profit Target

5% – 10%

Our take on FTUK

FTUK, established in 2021 in the United States, has gained attention with its flexible funding options and broad market coverage. Traders can access forex, commodities, indices, and cryptocurrencies, with profit splits reaching up to 80% and a scaling plan that extends balances to $6.4 million.

The firm offers three distinct funding models: a one-step challenge, a two-step challenge, and an instant funding program. The latter is especially popular as it allows immediate access to a funded account, making it attractive to scalpers and swing traders alike.

FTUK has built a mixed reputation in the trading community. On Trustpilot, it holds a strong 4.2/5 rating with positive feedback on clear rules and fast payouts, which are typically processed within 1-2 business days.

However, discussions on Reddit highlight concerns about sudden rule adjustments and occasional payout disputes, showing that due diligence is essential before committing.

Key points of FTUK

  • Funding models: 1-Step, 2-Step, and Instant Funding
  • Profit split: Up to 80% for funded traders
  • Account scaling: Potential growth up to $6.4M
  • Markets offered: Forex, indices, commodities, cryptocurrencies
  • Payouts: Reported as fast, but with mixed community feedback
  • Reputation: Trustpilot 4.2/5 vs critical discussions on Reddit
💳 Challenge Fee $99 – $1,499
👥 Account Types One-step, Two-step, and Instant funding
💰 Profit Split 50% – 80%
💵 Account Size $5K – $100K
⏱️ Time Limit No time limit
🎯 Profit Target 5% – 10%
📊 Trading Platforms MT5, Match Trader, DXTrade, TradeLocker
🛍️️️ Markets Offered Forex, Commodities, Indices, Cryptocurrencies
  • Excellent Trustpilot score of 4.2/5
  • Three distinct funding options
  • Customize your plan with add-on features
  • Real-time professional data through the FTUK dashboard
  • Wide range of trading instruments (Forex, commodities, indices, cryptos
  • Minimum 3-Day requirement for 2-Step program
  • Stop-loss rules vary by program and account start date
  • The withdrawal process still has some limitations
  • Lack of transparency in applying the rules
  • Additional costs for add-ons

 

The5ers

# 8

The 5ers logo

Editor’s Rating

4.9

N/A

Start Challenge

Account Types

Bootcamp, High Stakes, Hyper Growth

Trading Platforms

MT5, cTrader

Profit Target

5% – 10%

Our take on The5ers

The 5%ers, founded in 2016 and headquartered in Israel, has grown into one of the most reputable global prop firms. Traders can start with accounts from $5,000 to $250,000 and scale up to $4 million, making it a strong option for those aiming to grow gradually with structured support.

The firm offers three main funding programs: Bootcamp, High Stakes, and Hyper Growth. Each has its own evaluation style, risk parameters, and scaling pathway, giving traders flexibility depending on their skill level and strategy. Fees start from just $39, making it one of the more affordable entry points among prop firms.

A standout feature is the no time limit rule, allowing traders to meet profit targets at their own pace instead of racing against deadlines. The firm offers bi-weekly payouts, and once a request is made, it is processed swiftly within 1-3 business days.

Profit splits reaching up to 100% for top performers and a stellar 4.9/5 Trustpilot rating from more than 15,000 reviews. The 5%ers have built a reputation for transparency and strong community support.

Key points of The 5%ers

  • Funding programs: Bootcamp, High Stakes, Hyper Growth
  • Profit split: Up to 100% for experienced traders
  • Account sizes: $5K – $250K, scalable to $4M
  • Entry fees: From $39, ranking it among the cheapest prop firms
  • No time limit: Flexible evaluation with trader-paced growth
  • Markets offered: Forex, commodities, indices, cryptocurrencies
  • Reputation: 4.9/5 on Trustpilot with 15,000+ reviews
💳 Challenge Fee $39 – $850
👥 Account Types Bootcamp, High Stakes, Hyper Growth
💰 Profit Split 50% – 100%
💵 Account Size $5K – $250K
⏱️ Time Limit No time limit
🎯 Profit Target 5% – 10%
📊 Trading Platforms MT5, cTrader
🛍️️️ Markets Offered Forex, indices, commodities, crypto
  • Excellent Trustpilot rating of 4.9/5 from 15,000+ reviews
  • Three unique funding programs: Bootcamp, High Stakes, Hyper Growth
  • No time limit on most programs, flexible evaluation pace
  • Profit split of 80% up to 100% for top performers
  • Scaling plan up to $4 million funded capital
  • First payout after 14 days with Bootcamp & High Stakes
  • Bi-weekly payouts available for funded traders
  • Wide market coverage: forex, commodities, indices, crypto
  • Overnight & weekend holding allowed (except High Stakes limits)
  • Affordable entry fees, Bootcamp starting from $39

 

  • Lower leverage on Bootcamp & Hyper Growth accounts
  • Mandatory stop-loss required in Bootcamp
  • Profit withdrawal in Hyper Growth is only after 10% profit
  • Minimum profitable day requirement in High Stakes
  • News trading is not allowed in the High Stakes program

 

Audacity Capital

# 9

Audacity Capital

Editor’s Rating

3.4

N/A

Start Challenge

Account Types

2-step and Instant Funding

Trading Platforms

MT5, DXTrade

Profit Target

5% – 10%

Our take on Audacity Capital

Audacity Capital, founded in 2012 in London, is a long-standing prop firm with global reach in more than 140 countries. It partners directly with an institutional liquidity provider, giving traders access to tight spreads, fast execution, and no retail broker dependency. With over $2.4B in trading volume, it markets itself as a professional-grade option for serious traders.

The firm offers a 2-step evaluation program with account sizes from $10K to $240K. Profit splits range between 75% and 90%, and balances can scale up to $2M, doubling each time a trader achieves a 10% profit. Payouts are bi-weekly, processed within 1–2 business days, and available via PayPal, crypto, or direct bank transfer.

However, traders should approach with caution. Entry fees are higher than those of many competitors, leverage is capped at 1:30, and some traders report sudden rule changes or strict enforcement on drawdowns. 

Importantly, Trustpilot has removed Audacity Capital’s profile due to suspicious reviews, raising concerns about transparency. This makes it a firm better suited for experienced, disciplined traders who can tolerate higher risks.

Key points of Audacity Capital

  • Funding model: 2-Step evaluation program
  • Account sizes: $10K – $240K, fees $90 – $2,399
  • Profit split: 75% standard, up to 90%
  • Scaling plan: Balance doubles at 10% profit, max $2M
  • Trading platforms: MT5 and DXTrade
  • Markets offered: Currencies, indices, commodities, metals
  • Payouts: Weekly, processed in 1–2 business days
💳 Challenge Fee $90 – $2,399
👥 Account Types 2-step and Instant Funding
💰 Profit Split 50% – 90%
💵 Account Size $10K – $240K
⏱️ Time Limit No time limit
🎯 Profit Target 5% – 10%
📊 Trading Platforms MT5, DXTrade
🛍️️️ Markets Offered Currencies, indices, commodities, metals
  • Established in 2012 in London, with 10+ years in operation
  • Works with an institutional liquidity provider, not retail brokers
  • Tight spreads and fast execution, no swaps, no hidden fees
  • Profit split 75% – 90%, with clear scaling structure
  • Scaling plan: account doubles after each +10% profit, up to $2M
  • Bi-weekly payouts, processed within 1–2 business days via PayPal, crypto, or bank transfer
  • Trustpilot profile removed due to suspected fake reviews -> transparency concerns
  • High entry fees: $90 – $2,399 for accounts from $10K – $240K
  • Leverage is capped at 1:100, lower than many competitors
  • Reports of sudden rule changes and strict drawdown enforcement
  • Expensive educational add-ons, advanced courses up to £649
  • Limited to a single 2-step model, with less variety than newer prop firms

 

City Traders Imperium

# 10

City Traders Imperium

Editor’s Rating

4.2

N/A

Start Challenge

Account Types

1-step, 2-step, and Instant Funding

Trading Platforms

MT5, Match Trader

Profit Target

5% -10%

Our take on City Traders Imperium

City Traders Imperium (CTI), founded in 2018 in the UK with UAE operations, has grown into a global prop firm known for its high profit splits up to 100%. It offers multiple funding paths, including 1-Step, 2-Step, and Instant Funding, with the benefit of unlimited-time challenges, giving traders more flexibility than many rivals.

Accounts range from $2.5K to $100K, with fees starting at $29, and scaling can reach $4 million. CTI supports MT5 and Match-Trader, covering forex, indices, commodities, and some crypto. It allows EAs, copy trading, and news trading, which makes it accessible to both discretionary and automated traders.

CTI processes weekly payouts, typically completed within 1–3 business days, positioning it among the faster-paying prop firms. While leverage is capped at 1:30 and tradable assets are narrower than some competitors, its profit potential, flexible rules, and trader salary options make it an appealing choice for serious traders.

Key points of City Traders Imperium (CTI)

  • Funding models: 1-Step, 2-Step, Instant Funding, Instant Funding Pro
  • Account sizes: $2.5K – $100K, scaling up to $4M
  • Profit split: 70% to 100%, with monthly salary options
  • Trading platforms: MT5, Match-Trader
  • Markets offered: Forex, indices, commodities, some crypto
  • Payouts: Weekly, processed in 1–3 business days
  • Rules: No time limits, EAs allowed, news trading allowed, scaling tied to consistency
💳 Challenge Fee $29 – $4,799
👥 Account Types 1-step, 2-step, and Instant Funding
💰 Profit Split 70% – 100%
💵 Account Size $2,5K – $100K
⏱️ Time Limit No time limit
🎯 Profit Target 5% -10%
📊 Trading Platforms MT5, Match Trader
🛍️️️ Markets Offered FX, Metals, Indices, Energy, Crypto, Commodities
  • High profit split up to 100%, with salary options for traders
  • Multiple funding models: 1-Step, 2-Step, Instant Funding, Instant Pro
  • Unlimited-time challenges, no pressure from deadlines
  • Scaling plan up to $4M, tied to performance consistency
  • EAs, copy trading, and news trading are allowed
  • Weekly payouts, processed in 1–3 business days
  • Active community support and educational resources

 

  • Leverage capped at 1:30, lower than many rivals
  • Limited asset variety compared to larger prop firms
  • Account sizes capped at $100K starting balance
  • Higher costs for larger Instant Funding accounts
  • Strict device limits (max 2 devices unless pre-approved)
  • Some rules (stop-loss within 1 minute, news bracketing) may feel restrictive

4. Why traders prioritize prop firms with the fastest payout

For a consistently profitable trader, a firm’s payout speed isn’t just a minor perk; it’s a critical strategic advantage. The ability to access your earnings promptly can fundamentally change how you manage your trading career and personal finances. Savvy traders prioritize rapid withdrawals for three core reasons:

4.1. Full control over your money

Fast payouts mean you can immediately use your profits for what matters most. Whether you need to pay bills, reinvest in a new challenge account, or simply treat yourself, you’re in the driver’s seat. You no longer have to structure your life around a company’s rigid payment schedule.

4.2. Securing your earnings

Think of it this way: until the money is in your personal bank or crypto wallet, it’s still technically in the firm’s possession. A fast payout process moves your earnings from their control to yours. This is the single best way to secure your profits and reduce any “what if” scenarios, giving you complete peace of mind.

4.3. Confidence and motivation boost

There’s no better feeling than seeing the reward for your hard work show up quickly. A fast payment makes your success feel real and immediate. It’s powerful proof that your strategy is working, which builds incredible motivation and helps you trade with a clearer, more confident mindset.

In short, when profits hit your wallet within hours or days rather than weeks, you can reinvest sooner, cover margin requirements during volatile sessions, or simply lock in personal income. 

For example, my colleague David once cleared a 7 % gain in EUR/USD during an unexpected ECB announcement. Unfortunately, his then‑provider enforced a 30‑day first‑payout rule. 

By the time the funds arrived, the same setup had passed, and volatility had subsided. Had he worked with a fastest‑payout prop firm such as FXIFY or FundedNext, he could have compounded those gains the very next week.

5. How to ensure you get the fastest payout from your prop firm

Securing the fastest payout from your prop firm requires preparation and adherence to best practices. Delays can frustrate traders, as my friend Anna learned when she faced a week-long delay due to an incomplete KYC submission with her prop firm. To avoid such setbacks, follow this checklist to streamline your withdrawal process and sidestep common mistakes, ensuring your hard-earned profits reach you swiftly.

How to ensure you get the fastest payout from your prop firm
How to ensure you get the fastest payout from your prop firm
  • Complete KYC immediately: Verify your identity right after signing up, not when you’re ready to withdraw. Most firms, like FTMO, require KYC before processing payouts, and delays in document submission can stall your request.
  • Double-check payment information: A single typo in your bank account number or crypto wallet address can lead to significant delays. For example, FundedNext emphasizes verified payment methods to avoid errors. Always confirm details before submitting.
  • Submit requests on business days: Requests made Monday through Thursday are typically processed faster than those submitted on Fridays or before holidays. TopTier Trader advises early-week submissions for same-day processing.
  • Understand firm-specific rules: Read the firm’s terms thoroughly, including minimum profit thresholds, trading day requirements, and payout cycles. For instance, the Funded Trader requires 5 trading days for some accounts before payouts.
  • Avoid “gray area” trading strategies: Strategies like arbitrage or high-frequency trading may trigger manual reviews, delaying payouts. FunderPro flags such trades, so stick to compliant strategies to ensure smooth withdrawals.

Securing the fastest payout from your prop firm comes down to preparation and discipline. By completing KYC early, double-checking payment details, following firm rules, and avoiding risky strategies, you can minimize delays. Treat payouts with the same care as your trades, and your hard-earned profits will reach you quickly and reliably.

6. FAQs about prop firms with the fastest payout

FunderPro and Fxify are currently leading the market with on-demand and instant payout models, processing withdrawals within a few hours. However, the final speed often depends on the payment method you choose, with crypto generally being the fastest option. 

“Pays the best” can refer to two things: the highest profit split (90–100%) and the fastest payout. Some firms like FunderPro trade a slightly lower split (around 80%) for instant withdrawals. The best option depends on each trader’s balance between profit share and liquidity timing. 

Top firms with no minimum trading days include FunderPro, Fxify, and select programs from The Funded Trader. These platforms allow traders to profit and withdraw within the first few days of funding, ideal for fast-paced strategies. 

It depends on the firm. Many modern platforms have no minimum profit requirement, while others may require a small profit threshold (e.g., $25–$50) before allowing a withdrawal. Always confirm payout conditions in the firm’s FAQ. 

Fxify advertises instant payouts, and in practice, withdrawal requests are processed automatically and usually completed within a few hours, sometimes even minutes, especially when using crypto. 

7. Final verdict: Which of these prop firms with the fastest payout is best for you?

Choosing the right prop firm isn’t just about speed; it’s about finding the best fit for your trading style, capital goals, and risk tolerance. If you’re a short-term trader or scalper who values instant liquidity, FunderPro and FXIFY stand out with their near-instant, on-demand payouts and minimal withdrawal restrictions. 

On the other hand, if you prioritize a high-profit split and long-term account growth over immediate access to funds, firms like FTMO or The Funded Trader might offer a better balance.

Ultimately, the best prop firm with the fastest payout is the one that aligns with your trading frequency, cash flow needs, and growth strategy.

Take time to weigh the pros and cons carefully to find the perfect funding partner for your trading journey. Explore more funding firm reviews and trading guides at H2T Funding to make the most informed decision.

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Ngan Pham

Content Creator

I’m a content creator with 3+ years of experience in financial writing. I specialize in budgeting, trading platforms, and digital financial tools to empower smarter money decisions.

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